LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,573
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$78,955
−HK$2,420/mo
Today · 4.125%
HK$81,375
baseline
▲ 0.50% · 4.625%
HK$86,327
+HK$4,952/mo
Deposit HK$16.79M · loan HK$16.79M · min. income ≈ HK$162,750/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,427,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,187
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,472
−HK$2,318/mo
Today · 4.125%
HK$89,790
baseline
▲ 0.50% · 4.625%
HK$94,523
+HK$4,733/mo
Deposit HK$16.79M · loan HK$16.79M · min. income ≈ HK$179,580/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,427,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,888
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$94,746
−HK$2,904/mo
Today · 4.125%
HK$97,650
baseline
▲ 0.50% · 4.625%
HK$103,592
+HK$5,942/mo
Deposit HK$13.43M · loan HK$20.15M · min. income ≈ HK$195,300/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,427,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,225
−HK$5,523/mo
▼ 0.25% · 3.875%
HK$104,966
−HK$2,782/mo
Today · 4.125%
HK$107,748
baseline
▲ 0.50% · 4.625%
HK$113,427
+HK$5,679/mo
Deposit HK$13.43M · loan HK$20.15M · min. income ≈ HK$215,496/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,427,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,203
−HK$6,722/mo
▼ 0.25% · 3.875%
HK$110,538
−HK$3,387/mo
Today · 4.125%
HK$113,925
baseline
▲ 0.50% · 4.625%
HK$120,858
+HK$6,933/mo
Deposit HK$10.07M · loan HK$23.51M · min. income ≈ HK$227,850/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$1,427,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,262
−HK$6,443/mo
▼ 0.25% · 3.875%
HK$122,461
−HK$3,244/mo
Today · 4.125%
HK$125,705
baseline
▲ 0.50% · 4.625%
HK$132,332
+HK$6,627/mo
Deposit HK$10.07M · loan HK$23.51M · min. income ≈ HK$251,410/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$1,427,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,832
−HK$8,644/mo
▼ 0.25% · 3.875%
HK$142,120
−HK$4,356/mo
Today · 4.125%
HK$146,476
baseline
▲ 0.50% · 4.625%
HK$155,388
+HK$8,912/mo
Deposit HK$3.36M · loan HK$30.22M · min. income ≈ HK$292,952/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$1,427,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,337
−HK$8,284/mo
▼ 0.25% · 3.875%
HK$157,449
−HK$4,172/mo
Today · 4.125%
HK$161,621
baseline
▲ 0.50% · 4.625%
HK$170,141
+HK$8,520/mo
Deposit HK$3.36M · loan HK$30.22M · min. income ≈ HK$323,242/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$1,427,197 · Scale 2, in force from 26 Feb 2026)