LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,579
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$78,961
−HK$2,420/mo
Today · 4.125%
HK$81,381
baseline
▲ 0.50% · 4.625%
HK$86,333
+HK$4,952/mo
Deposit HK$16.79M · loan HK$16.79M · min. income ≈ HK$162,762/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,427,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,193
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,478
−HK$2,318/mo
Today · 4.125%
HK$89,796
baseline
▲ 0.50% · 4.625%
HK$94,529
+HK$4,733/mo
Deposit HK$16.79M · loan HK$16.79M · min. income ≈ HK$179,592/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,427,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,895
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$94,753
−HK$2,904/mo
Today · 4.125%
HK$97,657
baseline
▲ 0.50% · 4.625%
HK$103,599
+HK$5,942/mo
Deposit HK$13.43M · loan HK$20.15M · min. income ≈ HK$195,314/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,427,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,232
−HK$5,523/mo
▼ 0.25% · 3.875%
HK$104,974
−HK$2,781/mo
Today · 4.125%
HK$107,755
baseline
▲ 0.50% · 4.625%
HK$113,435
+HK$5,680/mo
Deposit HK$13.43M · loan HK$20.15M · min. income ≈ HK$215,510/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,427,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,210
−HK$6,723/mo
▼ 0.25% · 3.875%
HK$110,545
−HK$3,388/mo
Today · 4.125%
HK$113,933
baseline
▲ 0.50% · 4.625%
HK$120,866
+HK$6,933/mo
Deposit HK$10.08M · loan HK$23.51M · min. income ≈ HK$227,866/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$1,427,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,270
−HK$6,444/mo
▼ 0.25% · 3.875%
HK$122,469
−HK$3,245/mo
Today · 4.125%
HK$125,714
baseline
▲ 0.50% · 4.625%
HK$132,341
+HK$6,627/mo
Deposit HK$10.08M · loan HK$23.51M · min. income ≈ HK$251,428/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$1,427,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,842
−HK$8,644/mo
▼ 0.25% · 3.875%
HK$142,130
−HK$4,356/mo
Today · 4.125%
HK$146,486
baseline
▲ 0.50% · 4.625%
HK$155,399
+HK$8,913/mo
Deposit HK$3.36M · loan HK$30.23M · min. income ≈ HK$292,972/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$1,427,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,348
−HK$8,285/mo
▼ 0.25% · 3.875%
HK$157,460
−HK$4,173/mo
Today · 4.125%
HK$161,633
baseline
▲ 0.50% · 4.625%
HK$170,152
+HK$8,519/mo
Deposit HK$3.36M · loan HK$30.23M · min. income ≈ HK$323,266/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$1,427,296 · Scale 2, in force from 26 Feb 2026)