LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,581
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$78,963
−HK$2,420/mo
Today · 4.125%
HK$81,383
baseline
▲ 0.50% · 4.625%
HK$86,335
+HK$4,952/mo
Deposit HK$16.79M · loan HK$16.79M · min. income ≈ HK$162,766/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,427,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,195
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,480
−HK$2,318/mo
Today · 4.125%
HK$89,798
baseline
▲ 0.50% · 4.625%
HK$94,532
+HK$4,734/mo
Deposit HK$16.79M · loan HK$16.79M · min. income ≈ HK$179,596/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,427,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,897
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$94,755
−HK$2,905/mo
Today · 4.125%
HK$97,660
baseline
▲ 0.50% · 4.625%
HK$103,602
+HK$5,942/mo
Deposit HK$13.43M · loan HK$20.15M · min. income ≈ HK$195,320/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,427,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,234
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$104,976
−HK$2,782/mo
Today · 4.125%
HK$107,758
baseline
▲ 0.50% · 4.625%
HK$113,438
+HK$5,680/mo
Deposit HK$13.43M · loan HK$20.15M · min. income ≈ HK$215,516/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,427,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,213
−HK$6,723/mo
▼ 0.25% · 3.875%
HK$110,548
−HK$3,388/mo
Today · 4.125%
HK$113,936
baseline
▲ 0.50% · 4.625%
HK$120,869
+HK$6,933/mo
Deposit HK$10.08M · loan HK$23.51M · min. income ≈ HK$227,872/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$1,427,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,273
−HK$6,444/mo
▼ 0.25% · 3.875%
HK$122,472
−HK$3,245/mo
Today · 4.125%
HK$125,717
baseline
▲ 0.50% · 4.625%
HK$132,344
+HK$6,627/mo
Deposit HK$10.08M · loan HK$23.51M · min. income ≈ HK$251,434/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$1,427,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,845
−HK$8,644/mo
▼ 0.25% · 3.875%
HK$142,133
−HK$4,356/mo
Today · 4.125%
HK$146,489
baseline
▲ 0.50% · 4.625%
HK$155,403
+HK$8,914/mo
Deposit HK$3.36M · loan HK$30.23M · min. income ≈ HK$292,978/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$1,427,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,352
−HK$8,285/mo
▼ 0.25% · 3.875%
HK$157,464
−HK$4,173/mo
Today · 4.125%
HK$161,637
baseline
▲ 0.50% · 4.625%
HK$170,157
+HK$8,520/mo
Deposit HK$3.36M · loan HK$30.23M · min. income ≈ HK$323,274/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$1,427,332 · Scale 2, in force from 26 Feb 2026)