LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,617
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$79,000
−HK$2,421/mo
Today · 4.125%
HK$81,421
baseline
▲ 0.50% · 4.625%
HK$86,376
+HK$4,955/mo
Deposit HK$16.80M · loan HK$16.80M · min. income ≈ HK$162,842/mo (50% DSR)
Upfront cash ≈ HK$18.23M (deposit + AVD stamp duty HK$1,428,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,235
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$87,521
−HK$2,319/mo
Today · 4.125%
HK$89,840
baseline
▲ 0.50% · 4.625%
HK$94,576
+HK$4,736/mo
Deposit HK$16.80M · loan HK$16.80M · min. income ≈ HK$179,680/mo (50% DSR)
Upfront cash ≈ HK$18.23M (deposit + AVD stamp duty HK$1,428,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,940
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$94,800
−HK$2,906/mo
Today · 4.125%
HK$97,706
baseline
▲ 0.50% · 4.625%
HK$103,651
+HK$5,945/mo
Deposit HK$13.44M · loan HK$20.16M · min. income ≈ HK$195,412/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,428,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,282
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$105,026
−HK$2,782/mo
Today · 4.125%
HK$107,808
baseline
▲ 0.50% · 4.625%
HK$113,491
+HK$5,683/mo
Deposit HK$13.44M · loan HK$20.16M · min. income ≈ HK$215,616/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,428,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,263
−HK$6,727/mo
▼ 0.25% · 3.875%
HK$110,600
−HK$3,390/mo
Today · 4.125%
HK$113,990
baseline
▲ 0.50% · 4.625%
HK$120,926
+HK$6,936/mo
Deposit HK$10.08M · loan HK$23.52M · min. income ≈ HK$227,980/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$1,428,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,330
−HK$6,447/mo
▼ 0.25% · 3.875%
HK$122,530
−HK$3,247/mo
Today · 4.125%
HK$125,777
baseline
▲ 0.50% · 4.625%
HK$132,406
+HK$6,629/mo
Deposit HK$10.08M · loan HK$23.52M · min. income ≈ HK$251,554/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$1,428,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,910
−HK$8,648/mo
▼ 0.25% · 3.875%
HK$142,200
−HK$4,358/mo
Today · 4.125%
HK$146,558
baseline
▲ 0.50% · 4.625%
HK$155,476
+HK$8,918/mo
Deposit HK$3.36M · loan HK$30.24M · min. income ≈ HK$293,116/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$1,428,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,424
−HK$8,289/mo
▼ 0.25% · 3.875%
HK$157,538
−HK$4,175/mo
Today · 4.125%
HK$161,713
baseline
▲ 0.50% · 4.625%
HK$170,237
+HK$8,524/mo
Deposit HK$3.36M · loan HK$30.24M · min. income ≈ HK$323,426/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$1,428,003 · Scale 2, in force from 26 Feb 2026)