LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,639
−HK$4,806/mo
▼ 0.25% · 3.875%
HK$79,023
−HK$2,422/mo
Today · 4.125%
HK$81,445
baseline
▲ 0.50% · 4.625%
HK$86,401
+HK$4,956/mo
Deposit HK$16.80M · loan HK$16.80M · min. income ≈ HK$162,890/mo (50% DSR)
Upfront cash ≈ HK$18.23M (deposit + AVD stamp duty HK$1,428,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,260
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$87,547
−HK$2,320/mo
Today · 4.125%
HK$89,867
baseline
▲ 0.50% · 4.625%
HK$94,604
+HK$4,737/mo
Deposit HK$16.80M · loan HK$16.80M · min. income ≈ HK$179,734/mo (50% DSR)
Upfront cash ≈ HK$18.23M (deposit + AVD stamp duty HK$1,428,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,967
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$94,828
−HK$2,906/mo
Today · 4.125%
HK$97,734
baseline
▲ 0.50% · 4.625%
HK$103,681
+HK$5,947/mo
Deposit HK$13.44M · loan HK$20.17M · min. income ≈ HK$195,468/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,428,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,312
−HK$5,528/mo
▼ 0.25% · 3.875%
HK$105,056
−HK$2,784/mo
Today · 4.125%
HK$107,840
baseline
▲ 0.50% · 4.625%
HK$113,525
+HK$5,685/mo
Deposit HK$13.44M · loan HK$20.17M · min. income ≈ HK$215,680/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,428,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,295
−HK$6,728/mo
▼ 0.25% · 3.875%
HK$110,632
−HK$3,391/mo
Today · 4.125%
HK$114,023
baseline
▲ 0.50% · 4.625%
HK$120,961
+HK$6,938/mo
Deposit HK$10.08M · loan HK$23.53M · min. income ≈ HK$228,046/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$1,428,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,365
−HK$6,448/mo
▼ 0.25% · 3.875%
HK$122,566
−HK$3,247/mo
Today · 4.125%
HK$125,813
baseline
▲ 0.50% · 4.625%
HK$132,445
+HK$6,632/mo
Deposit HK$10.08M · loan HK$23.53M · min. income ≈ HK$251,626/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$1,428,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,951
−HK$8,650/mo
▼ 0.25% · 3.875%
HK$142,242
−HK$4,359/mo
Today · 4.125%
HK$146,601
baseline
▲ 0.50% · 4.625%
HK$155,522
+HK$8,921/mo
Deposit HK$3.36M · loan HK$30.25M · min. income ≈ HK$293,202/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$1,428,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,469
−HK$8,291/mo
▼ 0.25% · 3.875%
HK$157,585
−HK$4,175/mo
Today · 4.125%
HK$161,760
baseline
▲ 0.50% · 4.625%
HK$170,287
+HK$8,527/mo
Deposit HK$3.36M · loan HK$30.25M · min. income ≈ HK$323,520/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$1,428,423 · Scale 2, in force from 26 Feb 2026)