LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,643
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$79,027
−HK$2,423/mo
Today · 4.125%
HK$81,450
baseline
▲ 0.50% · 4.625%
HK$86,406
+HK$4,956/mo
Deposit HK$16.81M · loan HK$16.81M · min. income ≈ HK$162,900/mo (50% DSR)
Upfront cash ≈ HK$18.23M (deposit + AVD stamp duty HK$1,428,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,265
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$87,552
−HK$2,320/mo
Today · 4.125%
HK$89,872
baseline
▲ 0.50% · 4.625%
HK$94,609
+HK$4,737/mo
Deposit HK$16.81M · loan HK$16.81M · min. income ≈ HK$179,744/mo (50% DSR)
Upfront cash ≈ HK$18.23M (deposit + AVD stamp duty HK$1,428,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,972
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$94,833
−HK$2,907/mo
Today · 4.125%
HK$97,740
baseline
▲ 0.50% · 4.625%
HK$103,687
+HK$5,947/mo
Deposit HK$13.44M · loan HK$20.17M · min. income ≈ HK$195,480/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,428,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,318
−HK$5,528/mo
▼ 0.25% · 3.875%
HK$105,062
−HK$2,784/mo
Today · 4.125%
HK$107,846
baseline
▲ 0.50% · 4.625%
HK$113,531
+HK$5,685/mo
Deposit HK$13.44M · loan HK$20.17M · min. income ≈ HK$215,692/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,428,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,301
−HK$6,729/mo
▼ 0.25% · 3.875%
HK$110,638
−HK$3,392/mo
Today · 4.125%
HK$114,030
baseline
▲ 0.50% · 4.625%
HK$120,968
+HK$6,938/mo
Deposit HK$10.08M · loan HK$23.53M · min. income ≈ HK$228,060/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$1,428,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,371
−HK$6,449/mo
▼ 0.25% · 3.875%
HK$122,573
−HK$3,247/mo
Today · 4.125%
HK$125,820
baseline
▲ 0.50% · 4.625%
HK$132,452
+HK$6,632/mo
Deposit HK$10.08M · loan HK$23.53M · min. income ≈ HK$251,640/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$1,428,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,958
−HK$8,651/mo
▼ 0.25% · 3.875%
HK$142,249
−HK$4,360/mo
Today · 4.125%
HK$146,609
baseline
▲ 0.50% · 4.625%
HK$155,530
+HK$8,921/mo
Deposit HK$3.36M · loan HK$30.25M · min. income ≈ HK$293,218/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$1,428,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,477
−HK$8,292/mo
▼ 0.25% · 3.875%
HK$157,593
−HK$4,176/mo
Today · 4.125%
HK$161,769
baseline
▲ 0.50% · 4.625%
HK$170,296
+HK$8,527/mo
Deposit HK$3.36M · loan HK$30.25M · min. income ≈ HK$323,538/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$1,428,500 · Scale 2, in force from 26 Feb 2026)