LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,681
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$79,066
−HK$2,423/mo
Today · 4.125%
HK$81,489
baseline
▲ 0.50% · 4.625%
HK$86,448
+HK$4,959/mo
Deposit HK$16.81M · loan HK$16.81M · min. income ≈ HK$162,978/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$1,429,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,307
−HK$4,608/mo
▼ 0.25% · 3.875%
HK$87,594
−HK$2,321/mo
Today · 4.125%
HK$89,915
baseline
▲ 0.50% · 4.625%
HK$94,655
+HK$4,740/mo
Deposit HK$16.81M · loan HK$16.81M · min. income ≈ HK$179,830/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$1,429,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,017
−HK$5,770/mo
▼ 0.25% · 3.875%
HK$94,879
−HK$2,908/mo
Today · 4.125%
HK$97,787
baseline
▲ 0.50% · 4.625%
HK$103,737
+HK$5,950/mo
Deposit HK$13.45M · loan HK$20.18M · min. income ≈ HK$195,574/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,429,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,368
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$105,113
−HK$2,785/mo
Today · 4.125%
HK$107,898
baseline
▲ 0.50% · 4.625%
HK$113,586
+HK$5,688/mo
Deposit HK$13.45M · loan HK$20.18M · min. income ≈ HK$215,796/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,429,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,353
−HK$6,732/mo
▼ 0.25% · 3.875%
HK$110,692
−HK$3,393/mo
Today · 4.125%
HK$114,085
baseline
▲ 0.50% · 4.625%
HK$121,027
+HK$6,942/mo
Deposit HK$10.09M · loan HK$23.54M · min. income ≈ HK$228,170/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$1,429,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,429
−HK$6,453/mo
▼ 0.25% · 3.875%
HK$122,632
−HK$3,250/mo
Today · 4.125%
HK$125,882
baseline
▲ 0.50% · 4.625%
HK$132,517
+HK$6,635/mo
Deposit HK$10.09M · loan HK$23.54M · min. income ≈ HK$251,764/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$1,429,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,025
−HK$8,656/mo
▼ 0.25% · 3.875%
HK$142,319
−HK$4,362/mo
Today · 4.125%
HK$146,681
baseline
▲ 0.50% · 4.625%
HK$155,606
+HK$8,925/mo
Deposit HK$3.36M · loan HK$30.27M · min. income ≈ HK$293,362/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$1,429,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,552
−HK$8,296/mo
▼ 0.25% · 3.875%
HK$157,670
−HK$4,178/mo
Today · 4.125%
HK$161,848
baseline
▲ 0.50% · 4.625%
HK$170,379
+HK$8,531/mo
Deposit HK$3.36M · loan HK$30.27M · min. income ≈ HK$323,696/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$1,429,195 · Scale 2, in force from 26 Feb 2026)