LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,691
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$79,076
−HK$2,424/mo
Today · 4.125%
HK$81,500
baseline
▲ 0.50% · 4.625%
HK$86,459
+HK$4,959/mo
Deposit HK$16.82M · loan HK$16.82M · min. income ≈ HK$163,000/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,429,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,318
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$87,606
−HK$2,321/mo
Today · 4.125%
HK$89,927
baseline
▲ 0.50% · 4.625%
HK$94,667
+HK$4,740/mo
Deposit HK$16.82M · loan HK$16.82M · min. income ≈ HK$179,854/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,429,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,029
−HK$5,771/mo
▼ 0.25% · 3.875%
HK$94,891
−HK$2,909/mo
Today · 4.125%
HK$97,800
baseline
▲ 0.50% · 4.625%
HK$103,751
+HK$5,951/mo
Deposit HK$13.45M · loan HK$20.18M · min. income ≈ HK$195,600/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,429,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,381
−HK$5,531/mo
▼ 0.25% · 3.875%
HK$105,127
−HK$2,785/mo
Today · 4.125%
HK$107,912
baseline
▲ 0.50% · 4.625%
HK$113,601
+HK$5,689/mo
Deposit HK$13.45M · loan HK$20.18M · min. income ≈ HK$215,824/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,429,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,367
−HK$6,733/mo
▼ 0.25% · 3.875%
HK$110,707
−HK$3,393/mo
Today · 4.125%
HK$114,100
baseline
▲ 0.50% · 4.625%
HK$121,042
+HK$6,942/mo
Deposit HK$10.09M · loan HK$23.54M · min. income ≈ HK$228,200/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$1,429,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,445
−HK$6,453/mo
▼ 0.25% · 3.875%
HK$122,648
−HK$3,250/mo
Today · 4.125%
HK$125,898
baseline
▲ 0.50% · 4.625%
HK$132,534
+HK$6,636/mo
Deposit HK$10.09M · loan HK$23.54M · min. income ≈ HK$251,796/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$1,429,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,043
−HK$8,657/mo
▼ 0.25% · 3.875%
HK$142,337
−HK$4,363/mo
Today · 4.125%
HK$146,700
baseline
▲ 0.50% · 4.625%
HK$155,626
+HK$8,926/mo
Deposit HK$3.36M · loan HK$30.27M · min. income ≈ HK$293,400/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$1,429,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,572
−HK$8,297/mo
▼ 0.25% · 3.875%
HK$157,690
−HK$4,179/mo
Today · 4.125%
HK$161,869
baseline
▲ 0.50% · 4.625%
HK$170,401
+HK$8,532/mo
Deposit HK$3.36M · loan HK$30.27M · min. income ≈ HK$323,738/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$1,429,380 · Scale 2, in force from 26 Feb 2026)