LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,697
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$79,082
−HK$2,424/mo
Today · 4.125%
HK$81,506
baseline
▲ 0.50% · 4.625%
HK$86,466
+HK$4,960/mo
Deposit HK$16.82M · loan HK$16.82M · min. income ≈ HK$163,012/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,429,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,324
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$87,613
−HK$2,321/mo
Today · 4.125%
HK$89,934
baseline
▲ 0.50% · 4.625%
HK$94,675
+HK$4,741/mo
Deposit HK$16.82M · loan HK$16.82M · min. income ≈ HK$179,868/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,429,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,036
−HK$5,771/mo
▼ 0.25% · 3.875%
HK$94,899
−HK$2,908/mo
Today · 4.125%
HK$97,807
baseline
▲ 0.50% · 4.625%
HK$103,759
+HK$5,952/mo
Deposit HK$13.45M · loan HK$20.18M · min. income ≈ HK$195,614/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,429,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,389
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$105,135
−HK$2,786/mo
Today · 4.125%
HK$107,921
baseline
▲ 0.50% · 4.625%
HK$113,610
+HK$5,689/mo
Deposit HK$13.45M · loan HK$20.18M · min. income ≈ HK$215,842/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,429,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,375
−HK$6,734/mo
▼ 0.25% · 3.875%
HK$110,715
−HK$3,394/mo
Today · 4.125%
HK$114,109
baseline
▲ 0.50% · 4.625%
HK$121,052
+HK$6,943/mo
Deposit HK$10.09M · loan HK$23.54M · min. income ≈ HK$228,218/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$1,429,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,454
−HK$6,454/mo
▼ 0.25% · 3.875%
HK$122,658
−HK$3,250/mo
Today · 4.125%
HK$125,908
baseline
▲ 0.50% · 4.625%
HK$132,544
+HK$6,636/mo
Deposit HK$10.09M · loan HK$23.54M · min. income ≈ HK$251,816/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$1,429,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,054
−HK$8,657/mo
▼ 0.25% · 3.875%
HK$142,348
−HK$4,363/mo
Today · 4.125%
HK$146,711
baseline
▲ 0.50% · 4.625%
HK$155,638
+HK$8,927/mo
Deposit HK$3.36M · loan HK$30.27M · min. income ≈ HK$293,422/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$1,429,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,584
−HK$8,297/mo
▼ 0.25% · 3.875%
HK$157,703
−HK$4,178/mo
Today · 4.125%
HK$161,881
baseline
▲ 0.50% · 4.625%
HK$170,414
+HK$8,533/mo
Deposit HK$3.36M · loan HK$30.27M · min. income ≈ HK$323,762/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$1,429,492 · Scale 2, in force from 26 Feb 2026)