LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,701
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$79,087
−HK$2,424/mo
Today · 4.125%
HK$81,511
baseline
▲ 0.50% · 4.625%
HK$86,471
+HK$4,960/mo
Deposit HK$16.82M · loan HK$16.82M · min. income ≈ HK$163,022/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,429,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,329
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$87,618
−HK$2,321/mo
Today · 4.125%
HK$89,939
baseline
▲ 0.50% · 4.625%
HK$94,680
+HK$4,741/mo
Deposit HK$16.82M · loan HK$16.82M · min. income ≈ HK$179,878/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,429,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,041
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$94,904
−HK$2,909/mo
Today · 4.125%
HK$97,813
baseline
▲ 0.50% · 4.625%
HK$103,765
+HK$5,952/mo
Deposit HK$13.45M · loan HK$20.18M · min. income ≈ HK$195,626/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,429,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,395
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$105,141
−HK$2,786/mo
Today · 4.125%
HK$107,927
baseline
▲ 0.50% · 4.625%
HK$113,616
+HK$5,689/mo
Deposit HK$13.45M · loan HK$20.18M · min. income ≈ HK$215,854/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,429,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,382
−HK$6,733/mo
▼ 0.25% · 3.875%
HK$110,722
−HK$3,393/mo
Today · 4.125%
HK$114,115
baseline
▲ 0.50% · 4.625%
HK$121,059
+HK$6,944/mo
Deposit HK$10.09M · loan HK$23.55M · min. income ≈ HK$228,230/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$1,429,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,461
−HK$6,454/mo
▼ 0.25% · 3.875%
HK$122,665
−HK$3,250/mo
Today · 4.125%
HK$125,915
baseline
▲ 0.50% · 4.625%
HK$132,552
+HK$6,637/mo
Deposit HK$10.09M · loan HK$23.55M · min. income ≈ HK$251,830/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$1,429,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,062
−HK$8,658/mo
▼ 0.25% · 3.875%
HK$142,357
−HK$4,363/mo
Today · 4.125%
HK$146,720
baseline
▲ 0.50% · 4.625%
HK$155,647
+HK$8,927/mo
Deposit HK$3.36M · loan HK$30.27M · min. income ≈ HK$293,440/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$1,429,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,593
−HK$8,298/mo
▼ 0.25% · 3.875%
HK$157,712
−HK$4,179/mo
Today · 4.125%
HK$161,891
baseline
▲ 0.50% · 4.625%
HK$170,424
+HK$8,533/mo
Deposit HK$3.36M · loan HK$30.27M · min. income ≈ HK$323,782/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$1,429,576 · Scale 2, in force from 26 Feb 2026)