LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,752
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$79,139
−HK$2,426/mo
Today · 4.125%
HK$81,565
baseline
▲ 0.50% · 4.625%
HK$86,528
+HK$4,963/mo
Deposit HK$16.83M · loan HK$16.83M · min. income ≈ HK$163,130/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$1,430,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,386
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$87,676
−HK$2,323/mo
Today · 4.125%
HK$89,999
baseline
▲ 0.50% · 4.625%
HK$94,743
+HK$4,744/mo
Deposit HK$16.83M · loan HK$16.83M · min. income ≈ HK$179,998/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$1,430,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,102
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$94,967
−HK$2,911/mo
Today · 4.125%
HK$97,878
baseline
▲ 0.50% · 4.625%
HK$103,833
+HK$5,955/mo
Deposit HK$13.46M · loan HK$20.20M · min. income ≈ HK$195,756/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,430,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,463
−HK$5,535/mo
▼ 0.25% · 3.875%
HK$105,211
−HK$2,787/mo
Today · 4.125%
HK$107,998
baseline
▲ 0.50% · 4.625%
HK$113,691
+HK$5,693/mo
Deposit HK$13.46M · loan HK$20.20M · min. income ≈ HK$215,996/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,430,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,452
−HK$6,739/mo
▼ 0.25% · 3.875%
HK$110,795
−HK$3,396/mo
Today · 4.125%
HK$114,191
baseline
▲ 0.50% · 4.625%
HK$121,139
+HK$6,948/mo
Deposit HK$10.10M · loan HK$23.56M · min. income ≈ HK$228,382/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$1,430,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,540
−HK$6,458/mo
▼ 0.25% · 3.875%
HK$122,746
−HK$3,252/mo
Today · 4.125%
HK$125,998
baseline
▲ 0.50% · 4.625%
HK$132,640
+HK$6,642/mo
Deposit HK$10.10M · loan HK$23.56M · min. income ≈ HK$251,996/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$1,430,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,153
−HK$8,664/mo
▼ 0.25% · 3.875%
HK$142,451
−HK$4,366/mo
Today · 4.125%
HK$146,817
baseline
▲ 0.50% · 4.625%
HK$155,750
+HK$8,933/mo
Deposit HK$3.37M · loan HK$30.29M · min. income ≈ HK$293,634/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$1,430,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,694
−HK$8,304/mo
▼ 0.25% · 3.875%
HK$157,816
−HK$4,182/mo
Today · 4.125%
HK$161,998
baseline
▲ 0.50% · 4.625%
HK$170,537
+HK$8,539/mo
Deposit HK$3.37M · loan HK$30.29M · min. income ≈ HK$323,996/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$1,430,520 · Scale 2, in force from 26 Feb 2026)