LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,764
−HK$4,814/mo
▼ 0.25% · 3.875%
HK$79,152
−HK$2,426/mo
Today · 4.125%
HK$81,578
baseline
▲ 0.50% · 4.625%
HK$86,542
+HK$4,964/mo
Deposit HK$16.83M · loan HK$16.83M · min. income ≈ HK$163,156/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$1,430,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,399
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$87,690
−HK$2,323/mo
Today · 4.125%
HK$90,013
baseline
▲ 0.50% · 4.625%
HK$94,758
+HK$4,745/mo
Deposit HK$16.83M · loan HK$16.83M · min. income ≈ HK$180,026/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$1,430,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,117
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$94,982
−HK$2,911/mo
Today · 4.125%
HK$97,893
baseline
▲ 0.50% · 4.625%
HK$103,850
+HK$5,957/mo
Deposit HK$13.47M · loan HK$20.20M · min. income ≈ HK$195,786/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,430,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,479
−HK$5,537/mo
▼ 0.25% · 3.875%
HK$105,228
−HK$2,788/mo
Today · 4.125%
HK$108,016
baseline
▲ 0.50% · 4.625%
HK$113,709
+HK$5,693/mo
Deposit HK$13.47M · loan HK$20.20M · min. income ≈ HK$216,032/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,430,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,470
−HK$6,739/mo
▼ 0.25% · 3.875%
HK$110,813
−HK$3,396/mo
Today · 4.125%
HK$114,209
baseline
▲ 0.50% · 4.625%
HK$121,158
+HK$6,949/mo
Deposit HK$10.10M · loan HK$23.57M · min. income ≈ HK$228,418/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$1,430,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,559
−HK$6,459/mo
▼ 0.25% · 3.875%
HK$122,766
−HK$3,252/mo
Today · 4.125%
HK$126,018
baseline
▲ 0.50% · 4.625%
HK$132,661
+HK$6,643/mo
Deposit HK$10.10M · loan HK$23.57M · min. income ≈ HK$252,036/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$1,430,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,175
−HK$8,665/mo
▼ 0.25% · 3.875%
HK$142,473
−HK$4,367/mo
Today · 4.125%
HK$146,840
baseline
▲ 0.50% · 4.625%
HK$155,775
+HK$8,935/mo
Deposit HK$3.37M · loan HK$30.30M · min. income ≈ HK$293,680/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$1,430,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,719
−HK$8,305/mo
▼ 0.25% · 3.875%
HK$157,841
−HK$4,183/mo
Today · 4.125%
HK$162,024
baseline
▲ 0.50% · 4.625%
HK$170,564
+HK$8,540/mo
Deposit HK$3.37M · loan HK$30.30M · min. income ≈ HK$324,048/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$1,430,750 · Scale 2, in force from 26 Feb 2026)