LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,791
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$79,179
−HK$2,427/mo
Today · 4.125%
HK$81,606
baseline
▲ 0.50% · 4.625%
HK$86,572
+HK$4,966/mo
Deposit HK$16.84M · loan HK$16.84M · min. income ≈ HK$163,212/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$1,431,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,429
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$87,720
−HK$2,324/mo
Today · 4.125%
HK$90,044
baseline
▲ 0.50% · 4.625%
HK$94,791
+HK$4,747/mo
Deposit HK$16.84M · loan HK$16.84M · min. income ≈ HK$180,088/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$1,431,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,149
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$95,015
−HK$2,912/mo
Today · 4.125%
HK$97,927
baseline
▲ 0.50% · 4.625%
HK$103,886
+HK$5,959/mo
Deposit HK$13.47M · loan HK$20.21M · min. income ≈ HK$195,854/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,431,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,514
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$105,264
−HK$2,789/mo
Today · 4.125%
HK$108,053
baseline
▲ 0.50% · 4.625%
HK$113,749
+HK$5,696/mo
Deposit HK$13.47M · loan HK$20.21M · min. income ≈ HK$216,106/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,431,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,507
−HK$6,741/mo
▼ 0.25% · 3.875%
HK$110,851
−HK$3,397/mo
Today · 4.125%
HK$114,248
baseline
▲ 0.50% · 4.625%
HK$121,200
+HK$6,952/mo
Deposit HK$10.10M · loan HK$23.57M · min. income ≈ HK$228,496/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$1,431,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,600
−HK$6,462/mo
▼ 0.25% · 3.875%
HK$122,808
−HK$3,254/mo
Today · 4.125%
HK$126,062
baseline
▲ 0.50% · 4.625%
HK$132,707
+HK$6,645/mo
Deposit HK$10.10M · loan HK$23.57M · min. income ≈ HK$252,124/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$1,431,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,223
−HK$8,668/mo
▼ 0.25% · 3.875%
HK$142,523
−HK$4,368/mo
Today · 4.125%
HK$146,891
baseline
▲ 0.50% · 4.625%
HK$155,829
+HK$8,938/mo
Deposit HK$3.37M · loan HK$30.31M · min. income ≈ HK$293,782/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$1,431,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,772
−HK$8,308/mo
▼ 0.25% · 3.875%
HK$157,896
−HK$4,184/mo
Today · 4.125%
HK$162,080
baseline
▲ 0.50% · 4.625%
HK$170,623
+HK$8,543/mo
Deposit HK$3.37M · loan HK$30.31M · min. income ≈ HK$324,160/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$1,431,242 · Scale 2, in force from 26 Feb 2026)