LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,796
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$79,185
−HK$2,427/mo
Today · 4.125%
HK$81,612
baseline
▲ 0.50% · 4.625%
HK$86,578
+HK$4,966/mo
Deposit HK$16.84M · loan HK$16.84M · min. income ≈ HK$163,224/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$1,431,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,435
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$87,726
−HK$2,325/mo
Today · 4.125%
HK$90,051
baseline
▲ 0.50% · 4.625%
HK$94,797
+HK$4,746/mo
Deposit HK$16.84M · loan HK$16.84M · min. income ≈ HK$180,102/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$1,431,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,155
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$95,022
−HK$2,912/mo
Today · 4.125%
HK$97,934
baseline
▲ 0.50% · 4.625%
HK$103,893
+HK$5,959/mo
Deposit HK$13.47M · loan HK$20.21M · min. income ≈ HK$195,868/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,431,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,522
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$105,271
−HK$2,790/mo
Today · 4.125%
HK$108,061
baseline
▲ 0.50% · 4.625%
HK$113,757
+HK$5,696/mo
Deposit HK$13.47M · loan HK$20.21M · min. income ≈ HK$216,122/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,431,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,514
−HK$6,742/mo
▼ 0.25% · 3.875%
HK$110,859
−HK$3,397/mo
Today · 4.125%
HK$114,256
baseline
▲ 0.50% · 4.625%
HK$121,209
+HK$6,953/mo
Deposit HK$10.10M · loan HK$23.58M · min. income ≈ HK$228,512/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$1,431,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,609
−HK$6,462/mo
▼ 0.25% · 3.875%
HK$122,816
−HK$3,255/mo
Today · 4.125%
HK$126,071
baseline
▲ 0.50% · 4.625%
HK$132,716
+HK$6,645/mo
Deposit HK$10.10M · loan HK$23.58M · min. income ≈ HK$252,142/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$1,431,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,233
−HK$8,668/mo
▼ 0.25% · 3.875%
HK$142,533
−HK$4,368/mo
Today · 4.125%
HK$146,901
baseline
▲ 0.50% · 4.625%
HK$155,840
+HK$8,939/mo
Deposit HK$3.37M · loan HK$30.31M · min. income ≈ HK$293,802/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$1,431,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,783
−HK$8,308/mo
▼ 0.25% · 3.875%
HK$157,907
−HK$4,184/mo
Today · 4.125%
HK$162,091
baseline
▲ 0.50% · 4.625%
HK$170,635
+HK$8,544/mo
Deposit HK$3.37M · loan HK$30.31M · min. income ≈ HK$324,182/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$1,431,343 · Scale 2, in force from 26 Feb 2026)