LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,808
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$79,198
−HK$2,427/mo
Today · 4.125%
HK$81,625
baseline
▲ 0.50% · 4.625%
HK$86,592
+HK$4,967/mo
Deposit HK$16.84M · loan HK$16.84M · min. income ≈ HK$163,250/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$1,431,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,449
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$87,740
−HK$2,325/mo
Today · 4.125%
HK$90,065
baseline
▲ 0.50% · 4.625%
HK$94,813
+HK$4,748/mo
Deposit HK$16.84M · loan HK$16.84M · min. income ≈ HK$180,130/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$1,431,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,170
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$95,037
−HK$2,913/mo
Today · 4.125%
HK$97,950
baseline
▲ 0.50% · 4.625%
HK$103,910
+HK$5,960/mo
Deposit HK$13.47M · loan HK$20.21M · min. income ≈ HK$195,900/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,431,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,538
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$105,288
−HK$2,790/mo
Today · 4.125%
HK$108,078
baseline
▲ 0.50% · 4.625%
HK$113,775
+HK$5,697/mo
Deposit HK$13.47M · loan HK$20.21M · min. income ≈ HK$216,156/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,431,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,532
−HK$6,743/mo
▼ 0.25% · 3.875%
HK$110,877
−HK$3,398/mo
Today · 4.125%
HK$114,275
baseline
▲ 0.50% · 4.625%
HK$121,228
+HK$6,953/mo
Deposit HK$10.11M · loan HK$23.58M · min. income ≈ HK$228,550/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$1,431,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,628
−HK$6,463/mo
▼ 0.25% · 3.875%
HK$122,836
−HK$3,255/mo
Today · 4.125%
HK$126,091
baseline
▲ 0.50% · 4.625%
HK$132,738
+HK$6,647/mo
Deposit HK$10.11M · loan HK$23.58M · min. income ≈ HK$252,182/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$1,431,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,255
−HK$8,670/mo
▼ 0.25% · 3.875%
HK$142,556
−HK$4,369/mo
Today · 4.125%
HK$146,925
baseline
▲ 0.50% · 4.625%
HK$155,865
+HK$8,940/mo
Deposit HK$3.37M · loan HK$30.32M · min. income ≈ HK$293,850/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$1,431,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,808
−HK$8,309/mo
▼ 0.25% · 3.875%
HK$157,933
−HK$4,184/mo
Today · 4.125%
HK$162,117
baseline
▲ 0.50% · 4.625%
HK$170,663
+HK$8,546/mo
Deposit HK$3.37M · loan HK$30.32M · min. income ≈ HK$324,234/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$1,431,576 · Scale 2, in force from 26 Feb 2026)