LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,843
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$79,233
−HK$2,429/mo
Today · 4.125%
HK$81,662
baseline
▲ 0.50% · 4.625%
HK$86,631
+HK$4,969/mo
Deposit HK$16.85M · loan HK$16.85M · min. income ≈ HK$163,324/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$1,432,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,487
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$87,780
−HK$2,326/mo
Today · 4.125%
HK$90,106
baseline
▲ 0.50% · 4.625%
HK$94,855
+HK$4,749/mo
Deposit HK$16.85M · loan HK$16.85M · min. income ≈ HK$180,212/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$1,432,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,212
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$95,080
−HK$2,914/mo
Today · 4.125%
HK$97,994
baseline
▲ 0.50% · 4.625%
HK$103,957
+HK$5,963/mo
Deposit HK$13.48M · loan HK$20.22M · min. income ≈ HK$195,988/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,432,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,585
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$105,336
−HK$2,791/mo
Today · 4.125%
HK$108,127
baseline
▲ 0.50% · 4.625%
HK$113,826
+HK$5,699/mo
Deposit HK$13.48M · loan HK$20.22M · min. income ≈ HK$216,254/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,432,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,580
−HK$6,746/mo
▼ 0.25% · 3.875%
HK$110,927
−HK$3,399/mo
Today · 4.125%
HK$114,326
baseline
▲ 0.50% · 4.625%
HK$121,283
+HK$6,957/mo
Deposit HK$10.11M · loan HK$23.59M · min. income ≈ HK$228,652/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$1,432,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,682
−HK$6,466/mo
▼ 0.25% · 3.875%
HK$122,892
−HK$3,256/mo
Today · 4.125%
HK$126,148
baseline
▲ 0.50% · 4.625%
HK$132,797
+HK$6,649/mo
Deposit HK$10.11M · loan HK$23.59M · min. income ≈ HK$252,296/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$1,432,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,317
−HK$8,674/mo
▼ 0.25% · 3.875%
HK$142,620
−HK$4,371/mo
Today · 4.125%
HK$146,991
baseline
▲ 0.50% · 4.625%
HK$155,935
+HK$8,944/mo
Deposit HK$3.37M · loan HK$30.33M · min. income ≈ HK$293,982/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$1,432,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,877
−HK$8,313/mo
▼ 0.25% · 3.875%
HK$158,004
−HK$4,186/mo
Today · 4.125%
HK$162,190
baseline
▲ 0.50% · 4.625%
HK$170,740
+HK$8,550/mo
Deposit HK$3.37M · loan HK$30.33M · min. income ≈ HK$324,380/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$1,432,220 · Scale 2, in force from 26 Feb 2026)