LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,851
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$79,241
−HK$2,429/mo
Today · 4.125%
HK$81,670
baseline
▲ 0.50% · 4.625%
HK$86,639
+HK$4,969/mo
Deposit HK$16.85M · loan HK$16.85M · min. income ≈ HK$163,340/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$1,432,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,495
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$87,788
−HK$2,326/mo
Today · 4.125%
HK$90,114
baseline
▲ 0.50% · 4.625%
HK$94,865
+HK$4,751/mo
Deposit HK$16.85M · loan HK$16.85M · min. income ≈ HK$180,228/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$1,432,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,221
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$95,089
−HK$2,915/mo
Today · 4.125%
HK$98,004
baseline
▲ 0.50% · 4.625%
HK$103,967
+HK$5,963/mo
Deposit HK$13.48M · loan HK$20.22M · min. income ≈ HK$196,008/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,432,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,595
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$105,346
−HK$2,791/mo
Today · 4.125%
HK$108,137
baseline
▲ 0.50% · 4.625%
HK$113,837
+HK$5,700/mo
Deposit HK$13.48M · loan HK$20.22M · min. income ≈ HK$216,274/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,432,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,591
−HK$6,747/mo
▼ 0.25% · 3.875%
HK$110,937
−HK$3,401/mo
Today · 4.125%
HK$114,338
baseline
▲ 0.50% · 4.625%
HK$121,295
+HK$6,957/mo
Deposit HK$10.11M · loan HK$23.59M · min. income ≈ HK$228,676/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$1,432,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,694
−HK$6,466/mo
▼ 0.25% · 3.875%
HK$122,904
−HK$3,256/mo
Today · 4.125%
HK$126,160
baseline
▲ 0.50% · 4.625%
HK$132,810
+HK$6,650/mo
Deposit HK$10.11M · loan HK$23.59M · min. income ≈ HK$252,320/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$1,432,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,331
−HK$8,675/mo
▼ 0.25% · 3.875%
HK$142,634
−HK$4,372/mo
Today · 4.125%
HK$147,006
baseline
▲ 0.50% · 4.625%
HK$155,950
+HK$8,944/mo
Deposit HK$3.37M · loan HK$30.33M · min. income ≈ HK$294,012/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$1,432,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,892
−HK$8,314/mo
▼ 0.25% · 3.875%
HK$158,019
−HK$4,187/mo
Today · 4.125%
HK$162,206
baseline
▲ 0.50% · 4.625%
HK$170,756
+HK$8,550/mo
Deposit HK$3.37M · loan HK$30.33M · min. income ≈ HK$324,412/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$1,432,360 · Scale 2, in force from 26 Feb 2026)