LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,889
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$79,280
−HK$2,430/mo
Today · 4.125%
HK$81,710
baseline
▲ 0.50% · 4.625%
HK$86,682
+HK$4,972/mo
Deposit HK$16.86M · loan HK$16.86M · min. income ≈ HK$163,420/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$1,433,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,538
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$87,832
−HK$2,327/mo
Today · 4.125%
HK$90,159
baseline
▲ 0.50% · 4.625%
HK$94,912
+HK$4,753/mo
Deposit HK$16.86M · loan HK$16.86M · min. income ≈ HK$180,318/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$1,433,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,266
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$95,137
−HK$2,915/mo
Today · 4.125%
HK$98,052
baseline
▲ 0.50% · 4.625%
HK$104,019
+HK$5,967/mo
Deposit HK$13.49M · loan HK$20.23M · min. income ≈ HK$196,104/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,433,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,646
−HK$5,545/mo
▼ 0.25% · 3.875%
HK$105,398
−HK$2,793/mo
Today · 4.125%
HK$108,191
baseline
▲ 0.50% · 4.625%
HK$113,894
+HK$5,703/mo
Deposit HK$13.49M · loan HK$20.23M · min. income ≈ HK$216,382/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,433,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,644
−HK$6,750/mo
▼ 0.25% · 3.875%
HK$110,993
−HK$3,401/mo
Today · 4.125%
HK$114,394
baseline
▲ 0.50% · 4.625%
HK$121,355
+HK$6,961/mo
Deposit HK$10.12M · loan HK$23.60M · min. income ≈ HK$228,788/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$1,433,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,753
−HK$6,470/mo
▼ 0.25% · 3.875%
HK$122,965
−HK$3,258/mo
Today · 4.125%
HK$126,223
baseline
▲ 0.50% · 4.625%
HK$132,876
+HK$6,653/mo
Deposit HK$10.12M · loan HK$23.60M · min. income ≈ HK$252,446/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$1,433,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,400
−HK$8,679/mo
▼ 0.25% · 3.875%
HK$142,705
−HK$4,374/mo
Today · 4.125%
HK$147,079
baseline
▲ 0.50% · 4.625%
HK$156,028
+HK$8,949/mo
Deposit HK$3.37M · loan HK$30.35M · min. income ≈ HK$294,158/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$1,433,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,968
−HK$8,319/mo
▼ 0.25% · 3.875%
HK$158,098
−HK$4,189/mo
Today · 4.125%
HK$162,287
baseline
▲ 0.50% · 4.625%
HK$170,841
+HK$8,554/mo
Deposit HK$3.37M · loan HK$30.35M · min. income ≈ HK$324,574/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$1,433,072 · Scale 2, in force from 26 Feb 2026)