LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,893
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$79,285
−HK$2,430/mo
Today · 4.125%
HK$81,715
baseline
▲ 0.50% · 4.625%
HK$86,687
+HK$4,972/mo
Deposit HK$16.86M · loan HK$16.86M · min. income ≈ HK$163,430/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$1,433,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,543
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$87,837
−HK$2,327/mo
Today · 4.125%
HK$90,164
baseline
▲ 0.50% · 4.625%
HK$94,917
+HK$4,753/mo
Deposit HK$16.86M · loan HK$16.86M · min. income ≈ HK$180,328/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$1,433,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,272
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$95,142
−HK$2,916/mo
Today · 4.125%
HK$98,058
baseline
▲ 0.50% · 4.625%
HK$104,024
+HK$5,966/mo
Deposit HK$13.49M · loan HK$20.23M · min. income ≈ HK$196,116/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,433,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,651
−HK$5,546/mo
▼ 0.25% · 3.875%
HK$105,404
−HK$2,793/mo
Today · 4.125%
HK$108,197
baseline
▲ 0.50% · 4.625%
HK$113,900
+HK$5,703/mo
Deposit HK$13.49M · loan HK$20.23M · min. income ≈ HK$216,394/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,433,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,650
−HK$6,751/mo
▼ 0.25% · 3.875%
HK$110,999
−HK$3,402/mo
Today · 4.125%
HK$114,401
baseline
▲ 0.50% · 4.625%
HK$121,362
+HK$6,961/mo
Deposit HK$10.12M · loan HK$23.60M · min. income ≈ HK$228,802/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$1,433,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,760
−HK$6,470/mo
▼ 0.25% · 3.875%
HK$122,972
−HK$3,258/mo
Today · 4.125%
HK$126,230
baseline
▲ 0.50% · 4.625%
HK$132,884
+HK$6,654/mo
Deposit HK$10.12M · loan HK$23.60M · min. income ≈ HK$252,460/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$1,433,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,407
−HK$8,680/mo
▼ 0.25% · 3.875%
HK$142,713
−HK$4,374/mo
Today · 4.125%
HK$147,087
baseline
▲ 0.50% · 4.625%
HK$156,037
+HK$8,950/mo
Deposit HK$3.37M · loan HK$30.35M · min. income ≈ HK$294,174/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$1,433,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,977
−HK$8,319/mo
▼ 0.25% · 3.875%
HK$158,106
−HK$4,190/mo
Today · 4.125%
HK$162,296
baseline
▲ 0.50% · 4.625%
HK$170,850
+HK$8,554/mo
Deposit HK$3.37M · loan HK$30.35M · min. income ≈ HK$324,592/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$1,433,151 · Scale 2, in force from 26 Feb 2026)