LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,894
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$79,286
−HK$2,430/mo
Today · 4.125%
HK$81,716
baseline
▲ 0.50% · 4.625%
HK$86,689
+HK$4,973/mo
Deposit HK$16.86M · loan HK$16.86M · min. income ≈ HK$163,432/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$1,433,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,544
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$87,838
−HK$2,328/mo
Today · 4.125%
HK$90,166
baseline
▲ 0.50% · 4.625%
HK$94,919
+HK$4,753/mo
Deposit HK$16.86M · loan HK$16.86M · min. income ≈ HK$180,332/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$1,433,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,273
−HK$5,787/mo
▼ 0.25% · 3.875%
HK$95,143
−HK$2,917/mo
Today · 4.125%
HK$98,060
baseline
▲ 0.50% · 4.625%
HK$104,026
+HK$5,966/mo
Deposit HK$13.49M · loan HK$20.23M · min. income ≈ HK$196,120/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,433,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,653
−HK$5,546/mo
▼ 0.25% · 3.875%
HK$105,406
−HK$2,793/mo
Today · 4.125%
HK$108,199
baseline
▲ 0.50% · 4.625%
HK$113,902
+HK$5,703/mo
Deposit HK$13.49M · loan HK$20.23M · min. income ≈ HK$216,398/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,433,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,652
−HK$6,751/mo
▼ 0.25% · 3.875%
HK$111,001
−HK$3,402/mo
Today · 4.125%
HK$114,403
baseline
▲ 0.50% · 4.625%
HK$121,364
+HK$6,961/mo
Deposit HK$10.12M · loan HK$23.61M · min. income ≈ HK$228,806/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$1,433,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,762
−HK$6,470/mo
▼ 0.25% · 3.875%
HK$122,974
−HK$3,258/mo
Today · 4.125%
HK$126,232
baseline
▲ 0.50% · 4.625%
HK$132,886
+HK$6,654/mo
Deposit HK$10.12M · loan HK$23.61M · min. income ≈ HK$252,464/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$1,433,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,410
−HK$8,679/mo
▼ 0.25% · 3.875%
HK$142,715
−HK$4,374/mo
Today · 4.125%
HK$147,089
baseline
▲ 0.50% · 4.625%
HK$156,039
+HK$8,950/mo
Deposit HK$3.37M · loan HK$30.35M · min. income ≈ HK$294,178/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$1,433,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,980
−HK$8,319/mo
▼ 0.25% · 3.875%
HK$158,109
−HK$4,190/mo
Today · 4.125%
HK$162,299
baseline
▲ 0.50% · 4.625%
HK$170,854
+HK$8,555/mo
Deposit HK$3.37M · loan HK$30.35M · min. income ≈ HK$324,598/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$1,433,178 · Scale 2, in force from 26 Feb 2026)