LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,934
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$79,327
−HK$2,431/mo
Today · 4.125%
HK$81,758
baseline
▲ 0.50% · 4.625%
HK$86,733
+HK$4,975/mo
Deposit HK$16.87M · loan HK$16.87M · min. income ≈ HK$163,516/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$1,433,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,588
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$87,884
−HK$2,328/mo
Today · 4.125%
HK$90,212
baseline
▲ 0.50% · 4.625%
HK$94,967
+HK$4,755/mo
Deposit HK$16.87M · loan HK$16.87M · min. income ≈ HK$180,424/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$1,433,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,321
−HK$5,789/mo
▼ 0.25% · 3.875%
HK$95,192
−HK$2,918/mo
Today · 4.125%
HK$98,110
baseline
▲ 0.50% · 4.625%
HK$104,080
+HK$5,970/mo
Deposit HK$13.50M · loan HK$20.24M · min. income ≈ HK$196,220/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,433,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,706
−HK$5,549/mo
▼ 0.25% · 3.875%
HK$105,460
−HK$2,795/mo
Today · 4.125%
HK$108,255
baseline
▲ 0.50% · 4.625%
HK$113,961
+HK$5,706/mo
Deposit HK$13.50M · loan HK$20.24M · min. income ≈ HK$216,510/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,433,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,707
−HK$6,755/mo
▼ 0.25% · 3.875%
HK$111,058
−HK$3,404/mo
Today · 4.125%
HK$114,462
baseline
▲ 0.50% · 4.625%
HK$121,426
+HK$6,964/mo
Deposit HK$10.12M · loan HK$23.62M · min. income ≈ HK$228,924/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$1,433,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,824
−HK$6,473/mo
▼ 0.25% · 3.875%
HK$123,037
−HK$3,260/mo
Today · 4.125%
HK$126,297
baseline
▲ 0.50% · 4.625%
HK$132,954
+HK$6,657/mo
Deposit HK$10.12M · loan HK$23.62M · min. income ≈ HK$252,594/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$1,433,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,481
−HK$8,684/mo
▼ 0.25% · 3.875%
HK$142,789
−HK$4,376/mo
Today · 4.125%
HK$147,165
baseline
▲ 0.50% · 4.625%
HK$156,120
+HK$8,955/mo
Deposit HK$3.37M · loan HK$30.37M · min. income ≈ HK$294,330/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$1,433,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,059
−HK$8,323/mo
▼ 0.25% · 3.875%
HK$158,191
−HK$4,191/mo
Today · 4.125%
HK$162,382
baseline
▲ 0.50% · 4.625%
HK$170,941
+HK$8,559/mo
Deposit HK$3.37M · loan HK$30.37M · min. income ≈ HK$324,764/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$1,433,915 · Scale 2, in force from 26 Feb 2026)