LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,934
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$79,328
−HK$2,431/mo
Today · 4.125%
HK$81,759
baseline
▲ 0.50% · 4.625%
HK$86,734
+HK$4,975/mo
Deposit HK$16.87M · loan HK$16.87M · min. income ≈ HK$163,518/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$1,433,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,589
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$87,884
−HK$2,329/mo
Today · 4.125%
HK$90,213
baseline
▲ 0.50% · 4.625%
HK$94,968
+HK$4,755/mo
Deposit HK$16.87M · loan HK$16.87M · min. income ≈ HK$180,426/mo (50% DSR)
Upfront cash ≈ HK$18.30M (deposit + AVD stamp duty HK$1,433,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,321
−HK$5,790/mo
▼ 0.25% · 3.875%
HK$95,193
−HK$2,918/mo
Today · 4.125%
HK$98,111
baseline
▲ 0.50% · 4.625%
HK$104,080
+HK$5,969/mo
Deposit HK$13.50M · loan HK$20.24M · min. income ≈ HK$196,222/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,433,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,707
−HK$5,548/mo
▼ 0.25% · 3.875%
HK$105,461
−HK$2,794/mo
Today · 4.125%
HK$108,255
baseline
▲ 0.50% · 4.625%
HK$113,962
+HK$5,707/mo
Deposit HK$13.50M · loan HK$20.24M · min. income ≈ HK$216,510/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,433,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,708
−HK$6,754/mo
▼ 0.25% · 3.875%
HK$111,059
−HK$3,403/mo
Today · 4.125%
HK$114,462
baseline
▲ 0.50% · 4.625%
HK$121,427
+HK$6,965/mo
Deposit HK$10.12M · loan HK$23.62M · min. income ≈ HK$228,924/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$1,433,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,824
−HK$6,474/mo
▼ 0.25% · 3.875%
HK$123,038
−HK$3,260/mo
Today · 4.125%
HK$126,298
baseline
▲ 0.50% · 4.625%
HK$132,955
+HK$6,657/mo
Deposit HK$10.12M · loan HK$23.62M · min. income ≈ HK$252,596/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$1,433,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,482
−HK$8,684/mo
▼ 0.25% · 3.875%
HK$142,790
−HK$4,376/mo
Today · 4.125%
HK$147,166
baseline
▲ 0.50% · 4.625%
HK$156,121
+HK$8,955/mo
Deposit HK$3.37M · loan HK$30.37M · min. income ≈ HK$294,332/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$1,433,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,060
−HK$8,323/mo
▼ 0.25% · 3.875%
HK$158,192
−HK$4,191/mo
Today · 4.125%
HK$162,383
baseline
▲ 0.50% · 4.625%
HK$170,943
+HK$8,560/mo
Deposit HK$3.37M · loan HK$30.37M · min. income ≈ HK$324,766/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$1,433,924 · Scale 2, in force from 26 Feb 2026)