LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,958
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$79,352
−HK$2,432/mo
Today · 4.125%
HK$81,784
baseline
▲ 0.50% · 4.625%
HK$86,761
+HK$4,977/mo
Deposit HK$16.87M · loan HK$16.87M · min. income ≈ HK$163,568/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,434,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,615
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$87,912
−HK$2,329/mo
Today · 4.125%
HK$90,241
baseline
▲ 0.50% · 4.625%
HK$94,998
+HK$4,757/mo
Deposit HK$16.87M · loan HK$16.87M · min. income ≈ HK$180,482/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,434,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,350
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$95,223
−HK$2,918/mo
Today · 4.125%
HK$98,141
baseline
▲ 0.50% · 4.625%
HK$104,113
+HK$5,972/mo
Deposit HK$13.50M · loan HK$20.25M · min. income ≈ HK$196,282/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,434,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,738
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$105,494
−HK$2,795/mo
Today · 4.125%
HK$108,289
baseline
▲ 0.50% · 4.625%
HK$113,997
+HK$5,708/mo
Deposit HK$13.50M · loan HK$20.25M · min. income ≈ HK$216,578/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,434,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,742
−HK$6,756/mo
▼ 0.25% · 3.875%
HK$111,093
−HK$3,405/mo
Today · 4.125%
HK$114,498
baseline
▲ 0.50% · 4.625%
HK$121,465
+HK$6,967/mo
Deposit HK$10.12M · loan HK$23.62M · min. income ≈ HK$228,996/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$1,434,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,861
−HK$6,476/mo
▼ 0.25% · 3.875%
HK$123,076
−HK$3,261/mo
Today · 4.125%
HK$126,337
baseline
▲ 0.50% · 4.625%
HK$132,997
+HK$6,660/mo
Deposit HK$10.12M · loan HK$23.62M · min. income ≈ HK$252,674/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$1,434,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,525
−HK$8,687/mo
▼ 0.25% · 3.875%
HK$142,834
−HK$4,378/mo
Today · 4.125%
HK$147,212
baseline
▲ 0.50% · 4.625%
HK$156,169
+HK$8,957/mo
Deposit HK$3.37M · loan HK$30.37M · min. income ≈ HK$294,424/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$1,434,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,108
−HK$8,326/mo
▼ 0.25% · 3.875%
HK$158,241
−HK$4,193/mo
Today · 4.125%
HK$162,434
baseline
▲ 0.50% · 4.625%
HK$170,996
+HK$8,562/mo
Deposit HK$3.37M · loan HK$30.37M · min. income ≈ HK$324,868/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$1,434,369 · Scale 2, in force from 26 Feb 2026)