LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,965
−HK$4,827/mo
▼ 0.25% · 3.875%
HK$79,359
−HK$2,433/mo
Today · 4.125%
HK$81,792
baseline
▲ 0.50% · 4.625%
HK$86,769
+HK$4,977/mo
Deposit HK$16.88M · loan HK$16.88M · min. income ≈ HK$163,584/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,434,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,623
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$87,919
−HK$2,330/mo
Today · 4.125%
HK$90,249
baseline
▲ 0.50% · 4.625%
HK$95,006
+HK$4,757/mo
Deposit HK$16.88M · loan HK$16.88M · min. income ≈ HK$180,498/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,434,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,358
−HK$5,792/mo
▼ 0.25% · 3.875%
HK$95,231
−HK$2,919/mo
Today · 4.125%
HK$98,150
baseline
▲ 0.50% · 4.625%
HK$104,122
+HK$5,972/mo
Deposit HK$13.50M · loan HK$20.25M · min. income ≈ HK$196,300/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,434,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,748
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$105,503
−HK$2,796/mo
Today · 4.125%
HK$108,299
baseline
▲ 0.50% · 4.625%
HK$114,007
+HK$5,708/mo
Deposit HK$13.50M · loan HK$20.25M · min. income ≈ HK$216,598/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,434,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,751
−HK$6,757/mo
▼ 0.25% · 3.875%
HK$111,103
−HK$3,405/mo
Today · 4.125%
HK$114,508
baseline
▲ 0.50% · 4.625%
HK$121,476
+HK$6,968/mo
Deposit HK$10.13M · loan HK$23.63M · min. income ≈ HK$229,016/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$1,434,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,872
−HK$6,477/mo
▼ 0.25% · 3.875%
HK$123,087
−HK$3,262/mo
Today · 4.125%
HK$126,349
baseline
▲ 0.50% · 4.625%
HK$133,009
+HK$6,660/mo
Deposit HK$10.13M · loan HK$23.63M · min. income ≈ HK$252,698/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$1,434,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,538
−HK$8,687/mo
▼ 0.25% · 3.875%
HK$142,847
−HK$4,378/mo
Today · 4.125%
HK$147,225
baseline
▲ 0.50% · 4.625%
HK$156,183
+HK$8,958/mo
Deposit HK$3.38M · loan HK$30.38M · min. income ≈ HK$294,450/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$1,434,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,122
−HK$8,326/mo
▼ 0.25% · 3.875%
HK$158,255
−HK$4,193/mo
Today · 4.125%
HK$162,448
baseline
▲ 0.50% · 4.625%
HK$171,011
+HK$8,563/mo
Deposit HK$3.38M · loan HK$30.38M · min. income ≈ HK$324,896/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$1,434,499 · Scale 2, in force from 26 Feb 2026)