LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,982
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$79,377
−HK$2,433/mo
Today · 4.125%
HK$81,810
baseline
▲ 0.50% · 4.625%
HK$86,787
+HK$4,977/mo
Deposit HK$16.88M · loan HK$16.88M · min. income ≈ HK$163,620/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,434,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,642
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$87,939
−HK$2,330/mo
Today · 4.125%
HK$90,269
baseline
▲ 0.50% · 4.625%
HK$95,027
+HK$4,758/mo
Deposit HK$16.88M · loan HK$16.88M · min. income ≈ HK$180,538/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,434,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,378
−HK$5,793/mo
▼ 0.25% · 3.875%
HK$95,252
−HK$2,919/mo
Today · 4.125%
HK$98,171
baseline
▲ 0.50% · 4.625%
HK$104,145
+HK$5,974/mo
Deposit HK$13.50M · loan HK$20.26M · min. income ≈ HK$196,342/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,434,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,770
−HK$5,552/mo
▼ 0.25% · 3.875%
HK$105,526
−HK$2,796/mo
Today · 4.125%
HK$108,322
baseline
▲ 0.50% · 4.625%
HK$114,032
+HK$5,710/mo
Deposit HK$13.50M · loan HK$20.26M · min. income ≈ HK$216,644/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,434,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,775
−HK$6,758/mo
▼ 0.25% · 3.875%
HK$111,127
−HK$3,406/mo
Today · 4.125%
HK$114,533
baseline
▲ 0.50% · 4.625%
HK$121,502
+HK$6,969/mo
Deposit HK$10.13M · loan HK$23.63M · min. income ≈ HK$229,066/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$1,434,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,898
−HK$6,478/mo
▼ 0.25% · 3.875%
HK$123,114
−HK$3,262/mo
Today · 4.125%
HK$126,376
baseline
▲ 0.50% · 4.625%
HK$133,038
+HK$6,662/mo
Deposit HK$10.13M · loan HK$23.63M · min. income ≈ HK$252,752/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$1,434,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,568
−HK$8,689/mo
▼ 0.25% · 3.875%
HK$142,878
−HK$4,379/mo
Today · 4.125%
HK$147,257
baseline
▲ 0.50% · 4.625%
HK$156,217
+HK$8,960/mo
Deposit HK$3.38M · loan HK$30.38M · min. income ≈ HK$294,514/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$1,434,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,155
−HK$8,329/mo
▼ 0.25% · 3.875%
HK$158,290
−HK$4,194/mo
Today · 4.125%
HK$162,484
baseline
▲ 0.50% · 4.625%
HK$171,048
+HK$8,564/mo
Deposit HK$3.38M · loan HK$30.38M · min. income ≈ HK$324,968/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$1,434,812 · Scale 2, in force from 26 Feb 2026)