LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,024
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$79,420
−HK$2,434/mo
Today · 4.125%
HK$81,854
baseline
▲ 0.50% · 4.625%
HK$86,835
+HK$4,981/mo
Deposit HK$16.89M · loan HK$16.89M · min. income ≈ HK$163,708/mo (50% DSR)
Upfront cash ≈ HK$18.32M (deposit + AVD stamp duty HK$1,435,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,688
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$87,986
−HK$2,332/mo
Today · 4.125%
HK$90,318
baseline
▲ 0.50% · 4.625%
HK$95,078
+HK$4,760/mo
Deposit HK$16.89M · loan HK$16.89M · min. income ≈ HK$180,636/mo (50% DSR)
Upfront cash ≈ HK$18.32M (deposit + AVD stamp duty HK$1,435,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,429
−HK$5,796/mo
▼ 0.25% · 3.875%
HK$95,304
−HK$2,921/mo
Today · 4.125%
HK$98,225
baseline
▲ 0.50% · 4.625%
HK$104,201
+HK$5,976/mo
Deposit HK$13.51M · loan HK$20.27M · min. income ≈ HK$196,450/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,435,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,826
−HK$5,555/mo
▼ 0.25% · 3.875%
HK$105,584
−HK$2,797/mo
Today · 4.125%
HK$108,381
baseline
▲ 0.50% · 4.625%
HK$114,094
+HK$5,713/mo
Deposit HK$13.51M · loan HK$20.27M · min. income ≈ HK$216,762/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,435,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,833
−HK$6,762/mo
▼ 0.25% · 3.875%
HK$111,188
−HK$3,407/mo
Today · 4.125%
HK$114,595
baseline
▲ 0.50% · 4.625%
HK$121,568
+HK$6,973/mo
Deposit HK$10.13M · loan HK$23.65M · min. income ≈ HK$229,190/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$1,435,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,964
−HK$6,481/mo
▼ 0.25% · 3.875%
HK$123,181
−HK$3,264/mo
Today · 4.125%
HK$126,445
baseline
▲ 0.50% · 4.625%
HK$133,110
+HK$6,665/mo
Deposit HK$10.13M · loan HK$23.65M · min. income ≈ HK$252,890/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$1,435,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,643
−HK$8,694/mo
▼ 0.25% · 3.875%
HK$142,955
−HK$4,382/mo
Today · 4.125%
HK$147,337
baseline
▲ 0.50% · 4.625%
HK$156,302
+HK$8,965/mo
Deposit HK$3.38M · loan HK$30.40M · min. income ≈ HK$294,674/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$1,435,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,239
−HK$8,333/mo
▼ 0.25% · 3.875%
HK$158,375
−HK$4,197/mo
Today · 4.125%
HK$162,572
baseline
▲ 0.50% · 4.625%
HK$171,141
+HK$8,569/mo
Deposit HK$3.38M · loan HK$30.40M · min. income ≈ HK$325,144/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$1,435,590 · Scale 2, in force from 26 Feb 2026)