LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,091
−HK$4,834/mo
▼ 0.25% · 3.875%
HK$79,489
−HK$2,436/mo
Today · 4.125%
HK$81,925
baseline
▲ 0.50% · 4.625%
HK$86,910
+HK$4,985/mo
Deposit HK$16.90M · loan HK$16.90M · min. income ≈ HK$163,850/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$1,436,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,763
−HK$4,633/mo
▼ 0.25% · 3.875%
HK$88,063
−HK$2,333/mo
Today · 4.125%
HK$90,396
baseline
▲ 0.50% · 4.625%
HK$95,161
+HK$4,765/mo
Deposit HK$16.90M · loan HK$16.90M · min. income ≈ HK$180,792/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$1,436,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,509
−HK$5,801/mo
▼ 0.25% · 3.875%
HK$95,386
−HK$2,924/mo
Today · 4.125%
HK$98,310
baseline
▲ 0.50% · 4.625%
HK$104,292
+HK$5,982/mo
Deposit HK$13.52M · loan HK$20.28M · min. income ≈ HK$196,620/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,436,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,915
−HK$5,560/mo
▼ 0.25% · 3.875%
HK$105,675
−HK$2,800/mo
Today · 4.125%
HK$108,475
baseline
▲ 0.50% · 4.625%
HK$114,193
+HK$5,718/mo
Deposit HK$13.52M · loan HK$20.28M · min. income ≈ HK$216,950/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,436,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,927
−HK$6,768/mo
▼ 0.25% · 3.875%
HK$111,284
−HK$3,411/mo
Today · 4.125%
HK$114,695
baseline
▲ 0.50% · 4.625%
HK$121,674
+HK$6,979/mo
Deposit HK$10.14M · loan HK$23.67M · min. income ≈ HK$229,390/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$1,436,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,068
−HK$6,486/mo
▼ 0.25% · 3.875%
HK$123,288
−HK$3,266/mo
Today · 4.125%
HK$126,554
baseline
▲ 0.50% · 4.625%
HK$133,225
+HK$6,671/mo
Deposit HK$10.14M · loan HK$23.67M · min. income ≈ HK$253,108/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$1,436,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,763
−HK$8,702/mo
▼ 0.25% · 3.875%
HK$143,079
−HK$4,386/mo
Today · 4.125%
HK$147,465
baseline
▲ 0.50% · 4.625%
HK$156,438
+HK$8,973/mo
Deposit HK$3.38M · loan HK$30.43M · min. income ≈ HK$294,930/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,436,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,373
−HK$8,340/mo
▼ 0.25% · 3.875%
HK$158,513
−HK$4,200/mo
Today · 4.125%
HK$162,713
baseline
▲ 0.50% · 4.625%
HK$171,290
+HK$8,577/mo
Deposit HK$3.38M · loan HK$30.43M · min. income ≈ HK$325,426/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,436,835 · Scale 2, in force from 26 Feb 2026)