LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,092
−HK$4,834/mo
▼ 0.25% · 3.875%
HK$79,490
−HK$2,436/mo
Today · 4.125%
HK$81,926
baseline
▲ 0.50% · 4.625%
HK$86,911
+HK$4,985/mo
Deposit HK$16.90M · loan HK$16.90M · min. income ≈ HK$163,852/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$1,436,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,764
−HK$4,633/mo
▼ 0.25% · 3.875%
HK$88,064
−HK$2,333/mo
Today · 4.125%
HK$90,397
baseline
▲ 0.50% · 4.625%
HK$95,162
+HK$4,765/mo
Deposit HK$16.90M · loan HK$16.90M · min. income ≈ HK$180,794/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$1,436,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,510
−HK$5,801/mo
▼ 0.25% · 3.875%
HK$95,388
−HK$2,923/mo
Today · 4.125%
HK$98,311
baseline
▲ 0.50% · 4.625%
HK$104,293
+HK$5,982/mo
Deposit HK$13.52M · loan HK$20.29M · min. income ≈ HK$196,622/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,436,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,917
−HK$5,560/mo
▼ 0.25% · 3.875%
HK$105,677
−HK$2,800/mo
Today · 4.125%
HK$108,477
baseline
▲ 0.50% · 4.625%
HK$114,195
+HK$5,718/mo
Deposit HK$13.52M · loan HK$20.29M · min. income ≈ HK$216,954/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,436,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,929
−HK$6,768/mo
▼ 0.25% · 3.875%
HK$111,286
−HK$3,411/mo
Today · 4.125%
HK$114,697
baseline
▲ 0.50% · 4.625%
HK$121,676
+HK$6,979/mo
Deposit HK$10.14M · loan HK$23.67M · min. income ≈ HK$229,394/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$1,436,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,069
−HK$6,487/mo
▼ 0.25% · 3.875%
HK$123,290
−HK$3,266/mo
Today · 4.125%
HK$126,556
baseline
▲ 0.50% · 4.625%
HK$133,227
+HK$6,671/mo
Deposit HK$10.14M · loan HK$23.67M · min. income ≈ HK$253,112/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$1,436,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,765
−HK$8,702/mo
▼ 0.25% · 3.875%
HK$143,082
−HK$4,385/mo
Today · 4.125%
HK$147,467
baseline
▲ 0.50% · 4.625%
HK$156,440
+HK$8,973/mo
Deposit HK$3.38M · loan HK$30.43M · min. income ≈ HK$294,934/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,436,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,375
−HK$8,340/mo
▼ 0.25% · 3.875%
HK$158,515
−HK$4,200/mo
Today · 4.125%
HK$162,715
baseline
▲ 0.50% · 4.625%
HK$171,292
+HK$8,577/mo
Deposit HK$3.38M · loan HK$30.43M · min. income ≈ HK$325,430/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,436,858 · Scale 2, in force from 26 Feb 2026)