LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,093
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$79,491
−HK$2,437/mo
Today · 4.125%
HK$81,928
baseline
▲ 0.50% · 4.625%
HK$86,913
+HK$4,985/mo
Deposit HK$16.90M · loan HK$16.90M · min. income ≈ HK$163,856/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$1,436,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,765
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$88,066
−HK$2,333/mo
Today · 4.125%
HK$90,399
baseline
▲ 0.50% · 4.625%
HK$95,164
+HK$4,765/mo
Deposit HK$16.90M · loan HK$16.90M · min. income ≈ HK$180,798/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$1,436,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,512
−HK$5,801/mo
▼ 0.25% · 3.875%
HK$95,389
−HK$2,924/mo
Today · 4.125%
HK$98,313
baseline
▲ 0.50% · 4.625%
HK$104,295
+HK$5,982/mo
Deposit HK$13.52M · loan HK$20.29M · min. income ≈ HK$196,626/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,436,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,918
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$105,679
−HK$2,800/mo
Today · 4.125%
HK$108,479
baseline
▲ 0.50% · 4.625%
HK$114,197
+HK$5,718/mo
Deposit HK$13.52M · loan HK$20.29M · min. income ≈ HK$216,958/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,436,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,930
−HK$6,769/mo
▼ 0.25% · 3.875%
HK$111,288
−HK$3,411/mo
Today · 4.125%
HK$114,699
baseline
▲ 0.50% · 4.625%
HK$121,678
+HK$6,979/mo
Deposit HK$10.14M · loan HK$23.67M · min. income ≈ HK$229,398/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$1,436,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,072
−HK$6,487/mo
▼ 0.25% · 3.875%
HK$123,292
−HK$3,267/mo
Today · 4.125%
HK$126,559
baseline
▲ 0.50% · 4.625%
HK$133,230
+HK$6,671/mo
Deposit HK$10.14M · loan HK$23.67M · min. income ≈ HK$253,118/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$1,436,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,768
−HK$8,702/mo
▼ 0.25% · 3.875%
HK$143,084
−HK$4,386/mo
Today · 4.125%
HK$147,470
baseline
▲ 0.50% · 4.625%
HK$156,443
+HK$8,973/mo
Deposit HK$3.38M · loan HK$30.43M · min. income ≈ HK$294,940/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,436,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,378
−HK$8,340/mo
▼ 0.25% · 3.875%
HK$158,518
−HK$4,200/mo
Today · 4.125%
HK$162,718
baseline
▲ 0.50% · 4.625%
HK$171,295
+HK$8,577/mo
Deposit HK$3.38M · loan HK$30.43M · min. income ≈ HK$325,436/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,436,883 · Scale 2, in force from 26 Feb 2026)