LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,097
−HK$4,834/mo
▼ 0.25% · 3.875%
HK$79,495
−HK$2,436/mo
Today · 4.125%
HK$81,931
baseline
▲ 0.50% · 4.625%
HK$86,917
+HK$4,986/mo
Deposit HK$16.91M · loan HK$16.91M · min. income ≈ HK$163,862/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$1,436,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,769
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$88,069
−HK$2,334/mo
Today · 4.125%
HK$90,403
baseline
▲ 0.50% · 4.625%
HK$95,168
+HK$4,765/mo
Deposit HK$16.91M · loan HK$16.91M · min. income ≈ HK$180,806/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$1,436,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,516
−HK$5,801/mo
▼ 0.25% · 3.875%
HK$95,394
−HK$2,923/mo
Today · 4.125%
HK$98,317
baseline
▲ 0.50% · 4.625%
HK$104,300
+HK$5,983/mo
Deposit HK$13.52M · loan HK$20.29M · min. income ≈ HK$196,634/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,436,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,923
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$105,683
−HK$2,801/mo
Today · 4.125%
HK$108,484
baseline
▲ 0.50% · 4.625%
HK$114,202
+HK$5,718/mo
Deposit HK$13.52M · loan HK$20.29M · min. income ≈ HK$216,968/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,436,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,935
−HK$6,769/mo
▼ 0.25% · 3.875%
HK$111,293
−HK$3,411/mo
Today · 4.125%
HK$114,704
baseline
▲ 0.50% · 4.625%
HK$121,683
+HK$6,979/mo
Deposit HK$10.14M · loan HK$23.67M · min. income ≈ HK$229,408/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$1,436,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,077
−HK$6,487/mo
▼ 0.25% · 3.875%
HK$123,297
−HK$3,267/mo
Today · 4.125%
HK$126,564
baseline
▲ 0.50% · 4.625%
HK$133,236
+HK$6,672/mo
Deposit HK$10.14M · loan HK$23.67M · min. income ≈ HK$253,128/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$1,436,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,774
−HK$8,702/mo
▼ 0.25% · 3.875%
HK$143,091
−HK$4,385/mo
Today · 4.125%
HK$147,476
baseline
▲ 0.50% · 4.625%
HK$156,450
+HK$8,974/mo
Deposit HK$3.38M · loan HK$30.43M · min. income ≈ HK$294,952/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,436,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,385
−HK$8,340/mo
▼ 0.25% · 3.875%
HK$158,525
−HK$4,200/mo
Today · 4.125%
HK$162,725
baseline
▲ 0.50% · 4.625%
HK$171,303
+HK$8,578/mo
Deposit HK$3.38M · loan HK$30.43M · min. income ≈ HK$325,450/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,436,946 · Scale 2, in force from 26 Feb 2026)