LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,107
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$79,505
−HK$2,437/mo
Today · 4.125%
HK$81,942
baseline
▲ 0.50% · 4.625%
HK$86,928
+HK$4,986/mo
Deposit HK$16.91M · loan HK$16.91M · min. income ≈ HK$163,884/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$1,437,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,780
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$88,081
−HK$2,334/mo
Today · 4.125%
HK$90,415
baseline
▲ 0.50% · 4.625%
HK$95,181
+HK$4,766/mo
Deposit HK$16.91M · loan HK$16.91M · min. income ≈ HK$180,830/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$1,437,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,528
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$95,406
−HK$2,924/mo
Today · 4.125%
HK$98,330
baseline
▲ 0.50% · 4.625%
HK$104,313
+HK$5,983/mo
Deposit HK$13.53M · loan HK$20.29M · min. income ≈ HK$196,660/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,437,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,936
−HK$5,562/mo
▼ 0.25% · 3.875%
HK$105,697
−HK$2,801/mo
Today · 4.125%
HK$108,498
baseline
▲ 0.50% · 4.625%
HK$114,217
+HK$5,719/mo
Deposit HK$13.53M · loan HK$20.29M · min. income ≈ HK$216,996/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,437,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,949
−HK$6,770/mo
▼ 0.25% · 3.875%
HK$111,307
−HK$3,412/mo
Today · 4.125%
HK$114,719
baseline
▲ 0.50% · 4.625%
HK$121,699
+HK$6,980/mo
Deposit HK$10.14M · loan HK$23.67M · min. income ≈ HK$229,438/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$1,437,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,092
−HK$6,489/mo
▼ 0.25% · 3.875%
HK$123,313
−HK$3,268/mo
Today · 4.125%
HK$126,581
baseline
▲ 0.50% · 4.625%
HK$133,253
+HK$6,672/mo
Deposit HK$10.14M · loan HK$23.67M · min. income ≈ HK$253,162/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$1,437,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,792
−HK$8,703/mo
▼ 0.25% · 3.875%
HK$143,109
−HK$4,386/mo
Today · 4.125%
HK$147,495
baseline
▲ 0.50% · 4.625%
HK$156,470
+HK$8,975/mo
Deposit HK$3.38M · loan HK$30.43M · min. income ≈ HK$294,990/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,437,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,405
−HK$8,342/mo
▼ 0.25% · 3.875%
HK$158,546
−HK$4,201/mo
Today · 4.125%
HK$162,747
baseline
▲ 0.50% · 4.625%
HK$171,325
+HK$8,578/mo
Deposit HK$3.38M · loan HK$30.43M · min. income ≈ HK$325,494/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,437,132 · Scale 2, in force from 26 Feb 2026)