LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,109
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$79,508
−HK$2,437/mo
Today · 4.125%
HK$81,945
baseline
▲ 0.50% · 4.625%
HK$86,931
+HK$4,986/mo
Deposit HK$16.91M · loan HK$16.91M · min. income ≈ HK$163,890/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,437,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,783
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$88,084
−HK$2,334/mo
Today · 4.125%
HK$90,418
baseline
▲ 0.50% · 4.625%
HK$95,184
+HK$4,766/mo
Deposit HK$16.91M · loan HK$16.91M · min. income ≈ HK$180,836/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,437,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,531
−HK$5,803/mo
▼ 0.25% · 3.875%
HK$95,409
−HK$2,925/mo
Today · 4.125%
HK$98,334
baseline
▲ 0.50% · 4.625%
HK$104,317
+HK$5,983/mo
Deposit HK$13.53M · loan HK$20.29M · min. income ≈ HK$196,668/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,437,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,940
−HK$5,562/mo
▼ 0.25% · 3.875%
HK$105,701
−HK$2,801/mo
Today · 4.125%
HK$108,502
baseline
▲ 0.50% · 4.625%
HK$114,221
+HK$5,719/mo
Deposit HK$13.53M · loan HK$20.29M · min. income ≈ HK$217,004/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,437,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,953
−HK$6,770/mo
▼ 0.25% · 3.875%
HK$111,311
−HK$3,412/mo
Today · 4.125%
HK$114,723
baseline
▲ 0.50% · 4.625%
HK$121,703
+HK$6,980/mo
Deposit HK$10.14M · loan HK$23.67M · min. income ≈ HK$229,446/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$1,437,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,097
−HK$6,488/mo
▼ 0.25% · 3.875%
HK$123,318
−HK$3,267/mo
Today · 4.125%
HK$126,585
baseline
▲ 0.50% · 4.625%
HK$133,258
+HK$6,673/mo
Deposit HK$10.14M · loan HK$23.67M · min. income ≈ HK$253,170/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$1,437,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,797
−HK$8,704/mo
▼ 0.25% · 3.875%
HK$143,114
−HK$4,387/mo
Today · 4.125%
HK$147,501
baseline
▲ 0.50% · 4.625%
HK$156,476
+HK$8,975/mo
Deposit HK$3.38M · loan HK$30.43M · min. income ≈ HK$295,002/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,437,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,410
−HK$8,342/mo
▼ 0.25% · 3.875%
HK$158,551
−HK$4,201/mo
Today · 4.125%
HK$162,752
baseline
▲ 0.50% · 4.625%
HK$171,331
+HK$8,579/mo
Deposit HK$3.38M · loan HK$30.43M · min. income ≈ HK$325,504/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,437,184 · Scale 2, in force from 26 Feb 2026)