LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,114
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$79,513
−HK$2,437/mo
Today · 4.125%
HK$81,950
baseline
▲ 0.50% · 4.625%
HK$86,936
+HK$4,986/mo
Deposit HK$16.91M · loan HK$16.91M · min. income ≈ HK$163,900/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,437,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,788
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$88,089
−HK$2,334/mo
Today · 4.125%
HK$90,423
baseline
▲ 0.50% · 4.625%
HK$95,190
+HK$4,767/mo
Deposit HK$16.91M · loan HK$16.91M · min. income ≈ HK$180,846/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,437,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,537
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$95,415
−HK$2,924/mo
Today · 4.125%
HK$98,339
baseline
▲ 0.50% · 4.625%
HK$104,323
+HK$5,984/mo
Deposit HK$13.53M · loan HK$20.29M · min. income ≈ HK$196,678/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,437,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,946
−HK$5,562/mo
▼ 0.25% · 3.875%
HK$105,707
−HK$2,801/mo
Today · 4.125%
HK$108,508
baseline
▲ 0.50% · 4.625%
HK$114,228
+HK$5,720/mo
Deposit HK$13.53M · loan HK$20.29M · min. income ≈ HK$217,016/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,437,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,959
−HK$6,770/mo
▼ 0.25% · 3.875%
HK$111,318
−HK$3,411/mo
Today · 4.125%
HK$114,729
baseline
▲ 0.50% · 4.625%
HK$121,710
+HK$6,981/mo
Deposit HK$10.15M · loan HK$23.67M · min. income ≈ HK$229,458/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$1,437,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,104
−HK$6,489/mo
▼ 0.25% · 3.875%
HK$123,325
−HK$3,268/mo
Today · 4.125%
HK$126,593
baseline
▲ 0.50% · 4.625%
HK$133,265
+HK$6,672/mo
Deposit HK$10.15M · loan HK$23.67M · min. income ≈ HK$253,186/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$1,437,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,805
−HK$8,704/mo
▼ 0.25% · 3.875%
HK$143,123
−HK$4,386/mo
Today · 4.125%
HK$147,509
baseline
▲ 0.50% · 4.625%
HK$156,485
+HK$8,976/mo
Deposit HK$3.38M · loan HK$30.44M · min. income ≈ HK$295,018/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,437,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,419
−HK$8,343/mo
▼ 0.25% · 3.875%
HK$158,561
−HK$4,201/mo
Today · 4.125%
HK$162,762
baseline
▲ 0.50% · 4.625%
HK$171,341
+HK$8,579/mo
Deposit HK$3.38M · loan HK$30.44M · min. income ≈ HK$325,524/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,437,268 · Scale 2, in force from 26 Feb 2026)