LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,123
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$79,522
−HK$2,437/mo
Today · 4.125%
HK$81,959
baseline
▲ 0.50% · 4.625%
HK$86,946
+HK$4,987/mo
Deposit HK$16.91M · loan HK$16.91M · min. income ≈ HK$163,918/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,437,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,798
−HK$4,636/mo
▼ 0.25% · 3.875%
HK$88,099
−HK$2,335/mo
Today · 4.125%
HK$90,434
baseline
▲ 0.50% · 4.625%
HK$95,201
+HK$4,767/mo
Deposit HK$16.91M · loan HK$16.91M · min. income ≈ HK$180,868/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,437,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,547
−HK$5,804/mo
▼ 0.25% · 3.875%
HK$95,426
−HK$2,925/mo
Today · 4.125%
HK$98,351
baseline
▲ 0.50% · 4.625%
HK$104,335
+HK$5,984/mo
Deposit HK$13.53M · loan HK$20.29M · min. income ≈ HK$196,702/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,437,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,958
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$105,719
−HK$2,802/mo
Today · 4.125%
HK$108,521
baseline
▲ 0.50% · 4.625%
HK$114,241
+HK$5,720/mo
Deposit HK$13.53M · loan HK$20.29M · min. income ≈ HK$217,042/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,437,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,972
−HK$6,771/mo
▼ 0.25% · 3.875%
HK$111,330
−HK$3,413/mo
Today · 4.125%
HK$114,743
baseline
▲ 0.50% · 4.625%
HK$121,725
+HK$6,982/mo
Deposit HK$10.15M · loan HK$23.68M · min. income ≈ HK$229,486/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$1,437,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,118
−HK$6,489/mo
▼ 0.25% · 3.875%
HK$123,339
−HK$3,268/mo
Today · 4.125%
HK$126,607
baseline
▲ 0.50% · 4.625%
HK$133,281
+HK$6,674/mo
Deposit HK$10.15M · loan HK$23.68M · min. income ≈ HK$253,214/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$1,437,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,821
−HK$8,705/mo
▼ 0.25% · 3.875%
HK$143,139
−HK$4,387/mo
Today · 4.125%
HK$147,526
baseline
▲ 0.50% · 4.625%
HK$156,503
+HK$8,977/mo
Deposit HK$3.38M · loan HK$30.44M · min. income ≈ HK$295,052/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,437,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,437
−HK$8,344/mo
▼ 0.25% · 3.875%
HK$158,579
−HK$4,202/mo
Today · 4.125%
HK$162,781
baseline
▲ 0.50% · 4.625%
HK$171,361
+HK$8,580/mo
Deposit HK$3.38M · loan HK$30.44M · min. income ≈ HK$325,562/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,437,435 · Scale 2, in force from 26 Feb 2026)