LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,129
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$79,528
−HK$2,437/mo
Today · 4.125%
HK$81,965
baseline
▲ 0.50% · 4.625%
HK$86,953
+HK$4,988/mo
Deposit HK$16.91M · loan HK$16.91M · min. income ≈ HK$163,930/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,437,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,805
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$88,106
−HK$2,334/mo
Today · 4.125%
HK$90,440
baseline
▲ 0.50% · 4.625%
HK$95,208
+HK$4,768/mo
Deposit HK$16.91M · loan HK$16.91M · min. income ≈ HK$180,880/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,437,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,554
−HK$5,804/mo
▼ 0.25% · 3.875%
HK$95,433
−HK$2,925/mo
Today · 4.125%
HK$98,358
baseline
▲ 0.50% · 4.625%
HK$104,343
+HK$5,985/mo
Deposit HK$13.53M · loan HK$20.29M · min. income ≈ HK$196,716/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,437,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,966
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$105,727
−HK$2,802/mo
Today · 4.125%
HK$108,529
baseline
▲ 0.50% · 4.625%
HK$114,249
+HK$5,720/mo
Deposit HK$13.53M · loan HK$20.29M · min. income ≈ HK$217,058/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,437,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,980
−HK$6,771/mo
▼ 0.25% · 3.875%
HK$111,339
−HK$3,412/mo
Today · 4.125%
HK$114,751
baseline
▲ 0.50% · 4.625%
HK$121,734
+HK$6,983/mo
Deposit HK$10.15M · loan HK$23.68M · min. income ≈ HK$229,502/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$1,437,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,127
−HK$6,490/mo
▼ 0.25% · 3.875%
HK$123,348
−HK$3,269/mo
Today · 4.125%
HK$126,617
baseline
▲ 0.50% · 4.625%
HK$133,291
+HK$6,674/mo
Deposit HK$10.15M · loan HK$23.68M · min. income ≈ HK$253,234/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$1,437,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,831
−HK$8,706/mo
▼ 0.25% · 3.875%
HK$143,150
−HK$4,387/mo
Today · 4.125%
HK$147,537
baseline
▲ 0.50% · 4.625%
HK$156,515
+HK$8,978/mo
Deposit HK$3.38M · loan HK$30.44M · min. income ≈ HK$295,074/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,437,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,448
−HK$8,345/mo
▼ 0.25% · 3.875%
HK$158,591
−HK$4,202/mo
Today · 4.125%
HK$162,793
baseline
▲ 0.50% · 4.625%
HK$171,374
+HK$8,581/mo
Deposit HK$3.38M · loan HK$30.44M · min. income ≈ HK$325,586/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,437,542 · Scale 2, in force from 26 Feb 2026)