LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,131
−HK$4,837/mo
▼ 0.25% · 3.875%
HK$79,530
−HK$2,438/mo
Today · 4.125%
HK$81,968
baseline
▲ 0.50% · 4.625%
HK$86,955
+HK$4,987/mo
Deposit HK$16.91M · loan HK$16.91M · min. income ≈ HK$163,936/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,437,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,808
−HK$4,636/mo
▼ 0.25% · 3.875%
HK$88,109
−HK$2,335/mo
Today · 4.125%
HK$90,444
baseline
▲ 0.50% · 4.625%
HK$95,211
+HK$4,767/mo
Deposit HK$16.91M · loan HK$16.91M · min. income ≈ HK$180,888/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,437,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,557
−HK$5,805/mo
▼ 0.25% · 3.875%
HK$95,436
−HK$2,926/mo
Today · 4.125%
HK$98,362
baseline
▲ 0.50% · 4.625%
HK$104,347
+HK$5,985/mo
Deposit HK$13.53M · loan HK$20.30M · min. income ≈ HK$196,724/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,437,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,969
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$105,731
−HK$2,801/mo
Today · 4.125%
HK$108,532
baseline
▲ 0.50% · 4.625%
HK$114,253
+HK$5,721/mo
Deposit HK$13.53M · loan HK$20.30M · min. income ≈ HK$217,064/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,437,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,984
−HK$6,771/mo
▼ 0.25% · 3.875%
HK$111,342
−HK$3,413/mo
Today · 4.125%
HK$114,755
baseline
▲ 0.50% · 4.625%
HK$121,738
+HK$6,983/mo
Deposit HK$10.15M · loan HK$23.68M · min. income ≈ HK$229,510/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$1,437,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,131
−HK$6,490/mo
▼ 0.25% · 3.875%
HK$123,352
−HK$3,269/mo
Today · 4.125%
HK$126,621
baseline
▲ 0.50% · 4.625%
HK$133,295
+HK$6,674/mo
Deposit HK$10.15M · loan HK$23.68M · min. income ≈ HK$253,242/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$1,437,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,836
−HK$8,706/mo
▼ 0.25% · 3.875%
HK$143,155
−HK$4,387/mo
Today · 4.125%
HK$147,542
baseline
▲ 0.50% · 4.625%
HK$156,520
+HK$8,978/mo
Deposit HK$3.38M · loan HK$30.44M · min. income ≈ HK$295,084/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,437,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,454
−HK$8,344/mo
▼ 0.25% · 3.875%
HK$158,596
−HK$4,202/mo
Today · 4.125%
HK$162,798
baseline
▲ 0.50% · 4.625%
HK$171,380
+HK$8,582/mo
Deposit HK$3.38M · loan HK$30.44M · min. income ≈ HK$325,596/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,437,590 · Scale 2, in force from 26 Feb 2026)