LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,142
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$79,542
−HK$2,438/mo
Today · 4.125%
HK$81,980
baseline
▲ 0.50% · 4.625%
HK$86,968
+HK$4,988/mo
Deposit HK$16.92M · loan HK$16.92M · min. income ≈ HK$163,960/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,437,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,820
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$88,122
−HK$2,335/mo
Today · 4.125%
HK$90,457
baseline
▲ 0.50% · 4.625%
HK$95,225
+HK$4,768/mo
Deposit HK$16.92M · loan HK$16.92M · min. income ≈ HK$180,914/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,437,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,571
−HK$5,805/mo
▼ 0.25% · 3.875%
HK$95,450
−HK$2,926/mo
Today · 4.125%
HK$98,376
baseline
▲ 0.50% · 4.625%
HK$104,362
+HK$5,986/mo
Deposit HK$13.53M · loan HK$20.30M · min. income ≈ HK$196,752/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,437,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,984
−HK$5,564/mo
▼ 0.25% · 3.875%
HK$105,746
−HK$2,802/mo
Today · 4.125%
HK$108,548
baseline
▲ 0.50% · 4.625%
HK$114,270
+HK$5,722/mo
Deposit HK$13.53M · loan HK$20.30M · min. income ≈ HK$217,096/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,437,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,999
−HK$6,773/mo
▼ 0.25% · 3.875%
HK$111,359
−HK$3,413/mo
Today · 4.125%
HK$114,772
baseline
▲ 0.50% · 4.625%
HK$121,756
+HK$6,984/mo
Deposit HK$10.15M · loan HK$23.68M · min. income ≈ HK$229,544/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$1,437,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,148
−HK$6,491/mo
▼ 0.25% · 3.875%
HK$123,371
−HK$3,268/mo
Today · 4.125%
HK$126,639
baseline
▲ 0.50% · 4.625%
HK$133,315
+HK$6,676/mo
Deposit HK$10.15M · loan HK$23.68M · min. income ≈ HK$253,278/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$1,437,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,856
−HK$8,708/mo
▼ 0.25% · 3.875%
HK$143,176
−HK$4,388/mo
Today · 4.125%
HK$147,564
baseline
▲ 0.50% · 4.625%
HK$156,543
+HK$8,979/mo
Deposit HK$3.38M · loan HK$30.45M · min. income ≈ HK$295,128/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,437,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,476
−HK$8,346/mo
▼ 0.25% · 3.875%
HK$158,619
−HK$4,203/mo
Today · 4.125%
HK$162,822
baseline
▲ 0.50% · 4.625%
HK$171,405
+HK$8,583/mo
Deposit HK$3.38M · loan HK$30.45M · min. income ≈ HK$325,644/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,437,801 · Scale 2, in force from 26 Feb 2026)