LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,155
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$79,555
−HK$2,438/mo
Today · 4.125%
HK$81,993
baseline
▲ 0.50% · 4.625%
HK$86,982
+HK$4,989/mo
Deposit HK$16.92M · loan HK$16.92M · min. income ≈ HK$163,986/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$1,438,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,834
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$88,136
−HK$2,335/mo
Today · 4.125%
HK$90,471
baseline
▲ 0.50% · 4.625%
HK$95,240
+HK$4,769/mo
Deposit HK$16.92M · loan HK$16.92M · min. income ≈ HK$180,942/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$1,438,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,586
−HK$5,806/mo
▼ 0.25% · 3.875%
HK$95,466
−HK$2,926/mo
Today · 4.125%
HK$98,392
baseline
▲ 0.50% · 4.625%
HK$104,379
+HK$5,987/mo
Deposit HK$13.53M · loan HK$20.30M · min. income ≈ HK$196,784/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,438,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,001
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$105,763
−HK$2,803/mo
Today · 4.125%
HK$108,566
baseline
▲ 0.50% · 4.625%
HK$114,288
+HK$5,722/mo
Deposit HK$13.53M · loan HK$20.30M · min. income ≈ HK$217,132/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,438,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,017
−HK$6,774/mo
▼ 0.25% · 3.875%
HK$111,377
−HK$3,414/mo
Today · 4.125%
HK$114,791
baseline
▲ 0.50% · 4.625%
HK$121,775
+HK$6,984/mo
Deposit HK$10.15M · loan HK$23.69M · min. income ≈ HK$229,582/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$1,438,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,168
−HK$6,492/mo
▼ 0.25% · 3.875%
HK$123,391
−HK$3,269/mo
Today · 4.125%
HK$126,660
baseline
▲ 0.50% · 4.625%
HK$133,336
+HK$6,676/mo
Deposit HK$10.15M · loan HK$23.69M · min. income ≈ HK$253,320/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$1,438,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,879
−HK$8,709/mo
▼ 0.25% · 3.875%
HK$143,199
−HK$4,389/mo
Today · 4.125%
HK$147,588
baseline
▲ 0.50% · 4.625%
HK$156,568
+HK$8,980/mo
Deposit HK$3.38M · loan HK$30.45M · min. income ≈ HK$295,176/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,438,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,501
−HK$8,348/mo
▼ 0.25% · 3.875%
HK$158,645
−HK$4,204/mo
Today · 4.125%
HK$162,849
baseline
▲ 0.50% · 4.625%
HK$171,433
+HK$8,584/mo
Deposit HK$3.38M · loan HK$30.45M · min. income ≈ HK$325,698/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,438,034 · Scale 2, in force from 26 Feb 2026)