LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,158
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$79,558
−HK$2,439/mo
Today · 4.125%
HK$81,997
baseline
▲ 0.50% · 4.625%
HK$86,986
+HK$4,989/mo
Deposit HK$16.92M · loan HK$16.92M · min. income ≈ HK$163,994/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$1,438,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,838
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$88,140
−HK$2,335/mo
Today · 4.125%
HK$90,475
baseline
▲ 0.50% · 4.625%
HK$95,245
+HK$4,770/mo
Deposit HK$16.92M · loan HK$16.92M · min. income ≈ HK$180,950/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$1,438,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,590
−HK$5,806/mo
▼ 0.25% · 3.875%
HK$95,470
−HK$2,926/mo
Today · 4.125%
HK$98,396
baseline
▲ 0.50% · 4.625%
HK$104,383
+HK$5,987/mo
Deposit HK$13.54M · loan HK$20.30M · min. income ≈ HK$196,792/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,438,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,006
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$105,768
−HK$2,803/mo
Today · 4.125%
HK$108,571
baseline
▲ 0.50% · 4.625%
HK$114,293
+HK$5,722/mo
Deposit HK$13.54M · loan HK$20.30M · min. income ≈ HK$217,142/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,438,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,022
−HK$6,774/mo
▼ 0.25% · 3.875%
HK$111,382
−HK$3,414/mo
Today · 4.125%
HK$114,796
baseline
▲ 0.50% · 4.625%
HK$121,781
+HK$6,985/mo
Deposit HK$10.15M · loan HK$23.69M · min. income ≈ HK$229,592/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$1,438,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,173
−HK$6,493/mo
▼ 0.25% · 3.875%
HK$123,396
−HK$3,270/mo
Today · 4.125%
HK$126,666
baseline
▲ 0.50% · 4.625%
HK$133,342
+HK$6,676/mo
Deposit HK$10.15M · loan HK$23.69M · min. income ≈ HK$253,332/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$1,438,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,885
−HK$8,709/mo
▼ 0.25% · 3.875%
HK$143,205
−HK$4,389/mo
Today · 4.125%
HK$147,594
baseline
▲ 0.50% · 4.625%
HK$156,575
+HK$8,981/mo
Deposit HK$3.38M · loan HK$30.45M · min. income ≈ HK$295,188/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,438,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,508
−HK$8,348/mo
▼ 0.25% · 3.875%
HK$158,652
−HK$4,204/mo
Today · 4.125%
HK$162,856
baseline
▲ 0.50% · 4.625%
HK$171,440
+HK$8,584/mo
Deposit HK$3.38M · loan HK$30.45M · min. income ≈ HK$325,712/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,438,098 · Scale 2, in force from 26 Feb 2026)