LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,199
−HK$4,841/mo
▼ 0.25% · 3.875%
HK$79,600
−HK$2,440/mo
Today · 4.125%
HK$82,040
baseline
▲ 0.50% · 4.625%
HK$87,032
+HK$4,992/mo
Deposit HK$16.93M · loan HK$16.93M · min. income ≈ HK$164,080/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$1,438,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,883
−HK$4,640/mo
▼ 0.25% · 3.875%
HK$88,186
−HK$2,337/mo
Today · 4.125%
HK$90,523
baseline
▲ 0.50% · 4.625%
HK$95,294
+HK$4,771/mo
Deposit HK$16.93M · loan HK$16.93M · min. income ≈ HK$181,046/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$1,438,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,639
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$95,520
−HK$2,928/mo
Today · 4.125%
HK$98,448
baseline
▲ 0.50% · 4.625%
HK$104,438
+HK$5,990/mo
Deposit HK$13.54M · loan HK$20.31M · min. income ≈ HK$196,896/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,438,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,059
−HK$5,568/mo
▼ 0.25% · 3.875%
HK$105,823
−HK$2,804/mo
Today · 4.125%
HK$108,627
baseline
▲ 0.50% · 4.625%
HK$114,353
+HK$5,726/mo
Deposit HK$13.54M · loan HK$20.31M · min. income ≈ HK$217,254/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,438,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,078
−HK$6,778/mo
▼ 0.25% · 3.875%
HK$111,440
−HK$3,416/mo
Today · 4.125%
HK$114,856
baseline
▲ 0.50% · 4.625%
HK$121,845
+HK$6,989/mo
Deposit HK$10.16M · loan HK$23.70M · min. income ≈ HK$229,712/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$1,438,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,236
−HK$6,496/mo
▼ 0.25% · 3.875%
HK$123,461
−HK$3,271/mo
Today · 4.125%
HK$126,732
baseline
▲ 0.50% · 4.625%
HK$133,412
+HK$6,680/mo
Deposit HK$10.16M · loan HK$23.70M · min. income ≈ HK$253,464/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$1,438,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,958
−HK$8,714/mo
▼ 0.25% · 3.875%
HK$143,280
−HK$4,392/mo
Today · 4.125%
HK$147,672
baseline
▲ 0.50% · 4.625%
HK$156,657
+HK$8,985/mo
Deposit HK$3.39M · loan HK$30.47M · min. income ≈ HK$295,344/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,438,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,589
−HK$8,352/mo
▼ 0.25% · 3.875%
HK$158,735
−HK$4,206/mo
Today · 4.125%
HK$162,941
baseline
▲ 0.50% · 4.625%
HK$171,530
+HK$8,589/mo
Deposit HK$3.39M · loan HK$30.47M · min. income ≈ HK$325,882/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,438,852 · Scale 2, in force from 26 Feb 2026)