LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,200
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$79,602
−HK$2,440/mo
Today · 4.125%
HK$82,042
baseline
▲ 0.50% · 4.625%
HK$87,034
+HK$4,992/mo
Deposit HK$16.93M · loan HK$16.93M · min. income ≈ HK$164,084/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$1,438,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,885
−HK$4,640/mo
▼ 0.25% · 3.875%
HK$88,188
−HK$2,337/mo
Today · 4.125%
HK$90,525
baseline
▲ 0.50% · 4.625%
HK$95,297
+HK$4,772/mo
Deposit HK$16.93M · loan HK$16.93M · min. income ≈ HK$181,050/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$1,438,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,641
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$95,522
−HK$2,928/mo
Today · 4.125%
HK$98,450
baseline
▲ 0.50% · 4.625%
HK$104,440
+HK$5,990/mo
Deposit HK$13.54M · loan HK$20.31M · min. income ≈ HK$196,900/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,438,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,062
−HK$5,568/mo
▼ 0.25% · 3.875%
HK$105,826
−HK$2,804/mo
Today · 4.125%
HK$108,630
baseline
▲ 0.50% · 4.625%
HK$114,356
+HK$5,726/mo
Deposit HK$13.54M · loan HK$20.31M · min. income ≈ HK$217,260/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,438,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,081
−HK$6,777/mo
▼ 0.25% · 3.875%
HK$111,443
−HK$3,415/mo
Today · 4.125%
HK$114,858
baseline
▲ 0.50% · 4.625%
HK$121,847
+HK$6,989/mo
Deposit HK$10.16M · loan HK$23.70M · min. income ≈ HK$229,716/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$1,438,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,239
−HK$6,496/mo
▼ 0.25% · 3.875%
HK$123,463
−HK$3,272/mo
Today · 4.125%
HK$126,735
baseline
▲ 0.50% · 4.625%
HK$133,415
+HK$6,680/mo
Deposit HK$10.16M · loan HK$23.70M · min. income ≈ HK$253,470/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$1,438,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,961
−HK$8,714/mo
▼ 0.25% · 3.875%
HK$143,283
−HK$4,392/mo
Today · 4.125%
HK$147,675
baseline
▲ 0.50% · 4.625%
HK$156,661
+HK$8,986/mo
Deposit HK$3.39M · loan HK$30.47M · min. income ≈ HK$295,350/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,438,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,593
−HK$8,352/mo
▼ 0.25% · 3.875%
HK$158,739
−HK$4,206/mo
Today · 4.125%
HK$162,945
baseline
▲ 0.50% · 4.625%
HK$171,534
+HK$8,589/mo
Deposit HK$3.39M · loan HK$30.47M · min. income ≈ HK$325,890/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,438,882 · Scale 2, in force from 26 Feb 2026)