LTV · monthly repayment
▼ 0.50% · 3.625%
HK$772,048
−HK$48,414/mo
▼ 0.25% · 3.875%
HK$796,063
−HK$24,399/mo
Today · 4.125%
HK$820,462
baseline
▲ 0.50% · 4.625%
HK$870,386
+HK$49,924/mo
Deposit HK$169.29M · loan HK$169.29M · min. income ≈ HK$1,640,924/mo (50% DSR)
Upfront cash ≈ HK$191.30M (deposit + AVD stamp duty HK$22,007,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$858,896
−HK$46,403/mo
▼ 0.25% · 3.875%
HK$881,931
−HK$23,368/mo
Today · 4.125%
HK$905,299
baseline
▲ 0.50% · 4.625%
HK$953,019
+HK$47,720/mo
Deposit HK$169.29M · loan HK$169.29M · min. income ≈ HK$1,810,598/mo (50% DSR)
Upfront cash ≈ HK$191.30M (deposit + AVD stamp duty HK$22,007,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$926,458
−HK$58,097/mo
▼ 0.25% · 3.875%
HK$955,276
−HK$29,279/mo
Today · 4.125%
HK$984,555
baseline
▲ 0.50% · 4.625%
HK$1,044,463
+HK$59,908/mo
Deposit HK$135.43M · loan HK$203.15M · min. income ≈ HK$1,969,110/mo (50% DSR)
Upfront cash ≈ HK$157.44M (deposit + AVD stamp duty HK$22,007,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,030,675
−HK$55,684/mo
▼ 0.25% · 3.875%
HK$1,058,317
−HK$28,042/mo
Today · 4.125%
HK$1,086,359
baseline
▲ 0.50% · 4.625%
HK$1,143,623
+HK$57,264/mo
Deposit HK$135.43M · loan HK$203.15M · min. income ≈ HK$2,172,718/mo (50% DSR)
Upfront cash ≈ HK$157.44M (deposit + AVD stamp duty HK$22,007,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,080,868
−HK$67,779/mo
▼ 0.25% · 3.875%
HK$1,114,489
−HK$34,158/mo
Today · 4.125%
HK$1,148,647
baseline
▲ 0.50% · 4.625%
HK$1,218,540
+HK$69,893/mo
Deposit HK$101.57M · loan HK$237.01M · min. income ≈ HK$2,297,294/mo (50% DSR)
Upfront cash ≈ HK$123.58M (deposit + AVD stamp duty HK$22,007,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,202,454
−HK$64,965/mo
▼ 0.25% · 3.875%
HK$1,234,704
−HK$32,715/mo
Today · 4.125%
HK$1,267,419
baseline
▲ 0.50% · 4.625%
HK$1,334,227
+HK$66,808/mo
Deposit HK$101.57M · loan HK$237.01M · min. income ≈ HK$2,534,838/mo (50% DSR)
Upfront cash ≈ HK$123.58M (deposit + AVD stamp duty HK$22,007,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,389,687
−HK$87,145/mo
▼ 0.25% · 3.875%
HK$1,432,914
−HK$43,918/mo
Today · 4.125%
HK$1,476,832
baseline
▲ 0.50% · 4.625%
HK$1,566,694
+HK$89,862/mo
Deposit HK$33.86M · loan HK$304.72M · min. income ≈ HK$2,953,664/mo (50% DSR)
Upfront cash ≈ HK$55.87M (deposit + AVD stamp duty HK$22,007,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,546,013
−HK$83,526/mo
▼ 0.25% · 3.875%
HK$1,587,476
−HK$42,063/mo
Today · 4.125%
HK$1,629,539
baseline
▲ 0.50% · 4.625%
HK$1,715,434
+HK$85,895/mo
Deposit HK$33.86M · loan HK$304.72M · min. income ≈ HK$3,259,078/mo (50% DSR)
Upfront cash ≈ HK$55.87M (deposit + AVD stamp duty HK$22,007,673 · Scale 2, in force from 26 Feb 2026)