LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,206
−HK$4,841/mo
▼ 0.25% · 3.875%
HK$79,607
−HK$2,440/mo
Today · 4.125%
HK$82,047
baseline
▲ 0.50% · 4.625%
HK$87,040
+HK$4,993/mo
Deposit HK$16.93M · loan HK$16.93M · min. income ≈ HK$164,094/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$1,438,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,891
−HK$4,640/mo
▼ 0.25% · 3.875%
HK$88,194
−HK$2,337/mo
Today · 4.125%
HK$90,531
baseline
▲ 0.50% · 4.625%
HK$95,303
+HK$4,772/mo
Deposit HK$16.93M · loan HK$16.93M · min. income ≈ HK$181,062/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$1,438,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,647
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$95,529
−HK$2,928/mo
Today · 4.125%
HK$98,457
baseline
▲ 0.50% · 4.625%
HK$104,448
+HK$5,991/mo
Deposit HK$13.54M · loan HK$20.32M · min. income ≈ HK$196,914/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,438,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,069
−HK$5,568/mo
▼ 0.25% · 3.875%
HK$105,833
−HK$2,804/mo
Today · 4.125%
HK$108,637
baseline
▲ 0.50% · 4.625%
HK$114,364
+HK$5,727/mo
Deposit HK$13.54M · loan HK$20.32M · min. income ≈ HK$217,274/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,438,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,088
−HK$6,778/mo
▼ 0.25% · 3.875%
HK$111,450
−HK$3,416/mo
Today · 4.125%
HK$114,866
baseline
▲ 0.50% · 4.625%
HK$121,856
+HK$6,990/mo
Deposit HK$10.16M · loan HK$23.70M · min. income ≈ HK$229,732/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$1,438,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,247
−HK$6,497/mo
▼ 0.25% · 3.875%
HK$123,472
−HK$3,272/mo
Today · 4.125%
HK$126,744
baseline
▲ 0.50% · 4.625%
HK$133,425
+HK$6,681/mo
Deposit HK$10.16M · loan HK$23.70M · min. income ≈ HK$253,488/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$1,438,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,971
−HK$8,714/mo
▼ 0.25% · 3.875%
HK$143,293
−HK$4,392/mo
Today · 4.125%
HK$147,685
baseline
▲ 0.50% · 4.625%
HK$156,672
+HK$8,987/mo
Deposit HK$3.39M · loan HK$30.47M · min. income ≈ HK$295,370/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,438,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,603
−HK$8,353/mo
▼ 0.25% · 3.875%
HK$158,750
−HK$4,206/mo
Today · 4.125%
HK$162,956
baseline
▲ 0.50% · 4.625%
HK$171,546
+HK$8,590/mo
Deposit HK$3.39M · loan HK$30.47M · min. income ≈ HK$325,912/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$1,438,984 · Scale 2, in force from 26 Feb 2026)