LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,210
−HK$4,841/mo
▼ 0.25% · 3.875%
HK$79,611
−HK$2,440/mo
Today · 4.125%
HK$82,051
baseline
▲ 0.50% · 4.625%
HK$87,044
+HK$4,993/mo
Deposit HK$16.93M · loan HK$16.93M · min. income ≈ HK$164,102/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$1,439,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,895
−HK$4,640/mo
▼ 0.25% · 3.875%
HK$88,198
−HK$2,337/mo
Today · 4.125%
HK$90,535
baseline
▲ 0.50% · 4.625%
HK$95,308
+HK$4,773/mo
Deposit HK$16.93M · loan HK$16.93M · min. income ≈ HK$181,070/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$1,439,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,651
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$95,533
−HK$2,928/mo
Today · 4.125%
HK$98,461
baseline
▲ 0.50% · 4.625%
HK$104,453
+HK$5,992/mo
Deposit HK$13.54M · loan HK$20.32M · min. income ≈ HK$196,922/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,439,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,074
−HK$5,569/mo
▼ 0.25% · 3.875%
HK$105,838
−HK$2,805/mo
Today · 4.125%
HK$108,643
baseline
▲ 0.50% · 4.625%
HK$114,369
+HK$5,726/mo
Deposit HK$13.54M · loan HK$20.32M · min. income ≈ HK$217,286/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,439,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,093
−HK$6,779/mo
▼ 0.25% · 3.875%
HK$111,456
−HK$3,416/mo
Today · 4.125%
HK$114,872
baseline
▲ 0.50% · 4.625%
HK$121,861
+HK$6,989/mo
Deposit HK$10.16M · loan HK$23.70M · min. income ≈ HK$229,744/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$1,439,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,253
−HK$6,497/mo
▼ 0.25% · 3.875%
HK$123,478
−HK$3,272/mo
Today · 4.125%
HK$126,750
baseline
▲ 0.50% · 4.625%
HK$133,431
+HK$6,681/mo
Deposit HK$10.16M · loan HK$23.70M · min. income ≈ HK$253,500/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$1,439,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,977
−HK$8,715/mo
▼ 0.25% · 3.875%
HK$143,300
−HK$4,392/mo
Today · 4.125%
HK$147,692
baseline
▲ 0.50% · 4.625%
HK$156,679
+HK$8,987/mo
Deposit HK$3.39M · loan HK$30.47M · min. income ≈ HK$295,384/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$1,439,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,611
−HK$8,353/mo
▼ 0.25% · 3.875%
HK$158,757
−HK$4,207/mo
Today · 4.125%
HK$162,964
baseline
▲ 0.50% · 4.625%
HK$171,554
+HK$8,590/mo
Deposit HK$3.39M · loan HK$30.47M · min. income ≈ HK$325,928/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$1,439,051 · Scale 2, in force from 26 Feb 2026)