LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,216
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$79,618
−HK$2,440/mo
Today · 4.125%
HK$82,058
baseline
▲ 0.50% · 4.625%
HK$87,051
+HK$4,993/mo
Deposit HK$16.93M · loan HK$16.93M · min. income ≈ HK$164,116/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$1,439,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,902
−HK$4,641/mo
▼ 0.25% · 3.875%
HK$88,206
−HK$2,337/mo
Today · 4.125%
HK$90,543
baseline
▲ 0.50% · 4.625%
HK$95,316
+HK$4,773/mo
Deposit HK$16.93M · loan HK$16.93M · min. income ≈ HK$181,086/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$1,439,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,659
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$95,541
−HK$2,929/mo
Today · 4.125%
HK$98,470
baseline
▲ 0.50% · 4.625%
HK$104,461
+HK$5,991/mo
Deposit HK$13.55M · loan HK$20.32M · min. income ≈ HK$196,940/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,439,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,082
−HK$5,570/mo
▼ 0.25% · 3.875%
HK$105,847
−HK$2,805/mo
Today · 4.125%
HK$108,652
baseline
▲ 0.50% · 4.625%
HK$114,379
+HK$5,727/mo
Deposit HK$13.55M · loan HK$20.32M · min. income ≈ HK$217,304/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,439,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,102
−HK$6,779/mo
▼ 0.25% · 3.875%
HK$111,465
−HK$3,416/mo
Today · 4.125%
HK$114,881
baseline
▲ 0.50% · 4.625%
HK$121,871
+HK$6,990/mo
Deposit HK$10.16M · loan HK$23.70M · min. income ≈ HK$229,762/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$1,439,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,263
−HK$6,497/mo
▼ 0.25% · 3.875%
HK$123,488
−HK$3,272/mo
Today · 4.125%
HK$126,760
baseline
▲ 0.50% · 4.625%
HK$133,442
+HK$6,682/mo
Deposit HK$10.16M · loan HK$23.70M · min. income ≈ HK$253,520/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$1,439,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,989
−HK$8,715/mo
▼ 0.25% · 3.875%
HK$143,312
−HK$4,392/mo
Today · 4.125%
HK$147,704
baseline
▲ 0.50% · 4.625%
HK$156,692
+HK$8,988/mo
Deposit HK$3.39M · loan HK$30.48M · min. income ≈ HK$295,408/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$1,439,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,623
−HK$8,354/mo
▼ 0.25% · 3.875%
HK$158,770
−HK$4,207/mo
Today · 4.125%
HK$162,977
baseline
▲ 0.50% · 4.625%
HK$171,568
+HK$8,591/mo
Deposit HK$3.39M · loan HK$30.48M · min. income ≈ HK$325,954/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$1,439,170 · Scale 2, in force from 26 Feb 2026)