LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,254
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$79,657
−HK$2,441/mo
Today · 4.125%
HK$82,098
baseline
▲ 0.50% · 4.625%
HK$87,094
+HK$4,996/mo
Deposit HK$16.94M · loan HK$16.94M · min. income ≈ HK$164,196/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$1,439,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,944
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$88,249
−HK$2,338/mo
Today · 4.125%
HK$90,587
baseline
▲ 0.50% · 4.625%
HK$95,362
+HK$4,775/mo
Deposit HK$16.94M · loan HK$16.94M · min. income ≈ HK$181,174/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$1,439,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,704
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$95,588
−HK$2,930/mo
Today · 4.125%
HK$98,518
baseline
▲ 0.50% · 4.625%
HK$104,512
+HK$5,994/mo
Deposit HK$13.55M · loan HK$20.33M · min. income ≈ HK$197,036/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,439,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,133
−HK$5,572/mo
▼ 0.25% · 3.875%
HK$105,899
−HK$2,806/mo
Today · 4.125%
HK$108,705
baseline
▲ 0.50% · 4.625%
HK$114,435
+HK$5,730/mo
Deposit HK$13.55M · loan HK$20.33M · min. income ≈ HK$217,410/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,439,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,155
−HK$6,782/mo
▼ 0.25% · 3.875%
HK$111,519
−HK$3,418/mo
Today · 4.125%
HK$114,937
baseline
▲ 0.50% · 4.625%
HK$121,931
+HK$6,994/mo
Deposit HK$10.16M · loan HK$23.72M · min. income ≈ HK$229,874/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$1,439,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,322
−HK$6,500/mo
▼ 0.25% · 3.875%
HK$123,548
−HK$3,274/mo
Today · 4.125%
HK$126,822
baseline
▲ 0.50% · 4.625%
HK$133,507
+HK$6,685/mo
Deposit HK$10.16M · loan HK$23.72M · min. income ≈ HK$253,644/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$1,439,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,057
−HK$8,720/mo
▼ 0.25% · 3.875%
HK$143,382
−HK$4,395/mo
Today · 4.125%
HK$147,777
baseline
▲ 0.50% · 4.625%
HK$156,769
+HK$8,992/mo
Deposit HK$3.39M · loan HK$30.49M · min. income ≈ HK$295,554/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$1,439,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,699
−HK$8,358/mo
▼ 0.25% · 3.875%
HK$158,848
−HK$4,209/mo
Today · 4.125%
HK$163,057
baseline
▲ 0.50% · 4.625%
HK$171,652
+HK$8,595/mo
Deposit HK$3.39M · loan HK$30.49M · min. income ≈ HK$326,114/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$1,439,874 · Scale 2, in force from 26 Feb 2026)