LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,272
−HK$4,845/mo
▼ 0.25% · 3.875%
HK$79,675
−HK$2,442/mo
Today · 4.125%
HK$82,117
baseline
▲ 0.50% · 4.625%
HK$87,114
+HK$4,997/mo
Deposit HK$16.94M · loan HK$16.94M · min. income ≈ HK$164,234/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$1,440,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,964
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$88,269
−HK$2,339/mo
Today · 4.125%
HK$90,608
baseline
▲ 0.50% · 4.625%
HK$95,384
+HK$4,776/mo
Deposit HK$16.94M · loan HK$16.94M · min. income ≈ HK$181,216/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$1,440,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,726
−HK$5,815/mo
▼ 0.25% · 3.875%
HK$95,610
−HK$2,931/mo
Today · 4.125%
HK$98,541
baseline
▲ 0.50% · 4.625%
HK$104,537
+HK$5,996/mo
Deposit HK$13.55M · loan HK$20.33M · min. income ≈ HK$197,082/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,440,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,157
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$105,923
−HK$2,807/mo
Today · 4.125%
HK$108,730
baseline
▲ 0.50% · 4.625%
HK$114,461
+HK$5,731/mo
Deposit HK$13.55M · loan HK$20.33M · min. income ≈ HK$217,460/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,440,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,180
−HK$6,784/mo
▼ 0.25% · 3.875%
HK$111,545
−HK$3,419/mo
Today · 4.125%
HK$114,964
baseline
▲ 0.50% · 4.625%
HK$121,959
+HK$6,995/mo
Deposit HK$10.17M · loan HK$23.72M · min. income ≈ HK$229,928/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$1,440,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,349
−HK$6,502/mo
▼ 0.25% · 3.875%
HK$123,577
−HK$3,274/mo
Today · 4.125%
HK$126,851
baseline
▲ 0.50% · 4.625%
HK$133,538
+HK$6,687/mo
Deposit HK$10.17M · loan HK$23.72M · min. income ≈ HK$253,702/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$1,440,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,089
−HK$8,722/mo
▼ 0.25% · 3.875%
HK$143,415
−HK$4,396/mo
Today · 4.125%
HK$147,811
baseline
▲ 0.50% · 4.625%
HK$156,805
+HK$8,994/mo
Deposit HK$3.39M · loan HK$30.50M · min. income ≈ HK$295,622/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$1,440,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,735
−HK$8,360/mo
▼ 0.25% · 3.875%
HK$158,885
−HK$4,210/mo
Today · 4.125%
HK$163,095
baseline
▲ 0.50% · 4.625%
HK$171,692
+HK$8,597/mo
Deposit HK$3.39M · loan HK$30.50M · min. income ≈ HK$326,190/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$1,440,207 · Scale 2, in force from 26 Feb 2026)