LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,282
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$79,686
−HK$2,442/mo
Today · 4.125%
HK$82,128
baseline
▲ 0.50% · 4.625%
HK$87,126
+HK$4,998/mo
Deposit HK$16.95M · loan HK$16.95M · min. income ≈ HK$164,256/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$1,440,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,976
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$88,281
−HK$2,340/mo
Today · 4.125%
HK$90,621
baseline
▲ 0.50% · 4.625%
HK$95,397
+HK$4,776/mo
Deposit HK$16.95M · loan HK$16.95M · min. income ≈ HK$181,242/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$1,440,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,739
−HK$5,815/mo
▼ 0.25% · 3.875%
HK$95,623
−HK$2,931/mo
Today · 4.125%
HK$98,554
baseline
▲ 0.50% · 4.625%
HK$104,551
+HK$5,997/mo
Deposit HK$13.56M · loan HK$20.34M · min. income ≈ HK$197,108/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,440,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,171
−HK$5,574/mo
▼ 0.25% · 3.875%
HK$105,938
−HK$2,807/mo
Today · 4.125%
HK$108,745
baseline
▲ 0.50% · 4.625%
HK$114,477
+HK$5,732/mo
Deposit HK$13.56M · loan HK$20.34M · min. income ≈ HK$217,490/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,440,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,195
−HK$6,785/mo
▼ 0.25% · 3.875%
HK$111,561
−HK$3,419/mo
Today · 4.125%
HK$114,980
baseline
▲ 0.50% · 4.625%
HK$121,976
+HK$6,996/mo
Deposit HK$10.17M · loan HK$23.72M · min. income ≈ HK$229,960/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$1,440,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,366
−HK$6,503/mo
▼ 0.25% · 3.875%
HK$123,594
−HK$3,275/mo
Today · 4.125%
HK$126,869
baseline
▲ 0.50% · 4.625%
HK$133,556
+HK$6,687/mo
Deposit HK$10.17M · loan HK$23.72M · min. income ≈ HK$253,738/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$1,440,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,108
−HK$8,723/mo
▼ 0.25% · 3.875%
HK$143,435
−HK$4,396/mo
Today · 4.125%
HK$147,831
baseline
▲ 0.50% · 4.625%
HK$156,826
+HK$8,995/mo
Deposit HK$3.39M · loan HK$30.50M · min. income ≈ HK$295,662/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$1,440,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,756
−HK$8,361/mo
▼ 0.25% · 3.875%
HK$158,907
−HK$4,210/mo
Today · 4.125%
HK$163,117
baseline
▲ 0.50% · 4.625%
HK$171,715
+HK$8,598/mo
Deposit HK$3.39M · loan HK$30.50M · min. income ≈ HK$326,234/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$1,440,406 · Scale 2, in force from 26 Feb 2026)