LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,284
−HK$4,847/mo
▼ 0.25% · 3.875%
HK$79,688
−HK$2,443/mo
Today · 4.125%
HK$82,131
baseline
▲ 0.50% · 4.625%
HK$87,128
+HK$4,997/mo
Deposit HK$16.95M · loan HK$16.95M · min. income ≈ HK$164,262/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$1,440,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,978
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$88,284
−HK$2,339/mo
Today · 4.125%
HK$90,623
baseline
▲ 0.50% · 4.625%
HK$95,400
+HK$4,777/mo
Deposit HK$16.95M · loan HK$16.95M · min. income ≈ HK$181,246/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$1,440,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,741
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$95,626
−HK$2,931/mo
Today · 4.125%
HK$98,557
baseline
▲ 0.50% · 4.625%
HK$104,554
+HK$5,997/mo
Deposit HK$13.56M · loan HK$20.34M · min. income ≈ HK$197,114/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,440,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,174
−HK$5,574/mo
▼ 0.25% · 3.875%
HK$105,941
−HK$2,807/mo
Today · 4.125%
HK$108,748
baseline
▲ 0.50% · 4.625%
HK$114,480
+HK$5,732/mo
Deposit HK$13.56M · loan HK$20.34M · min. income ≈ HK$217,496/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,440,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,198
−HK$6,785/mo
▼ 0.25% · 3.875%
HK$111,564
−HK$3,419/mo
Today · 4.125%
HK$114,983
baseline
▲ 0.50% · 4.625%
HK$121,979
+HK$6,996/mo
Deposit HK$10.17M · loan HK$23.72M · min. income ≈ HK$229,966/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$1,440,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,369
−HK$6,503/mo
▼ 0.25% · 3.875%
HK$123,597
−HK$3,275/mo
Today · 4.125%
HK$126,872
baseline
▲ 0.50% · 4.625%
HK$133,560
+HK$6,688/mo
Deposit HK$10.17M · loan HK$23.72M · min. income ≈ HK$253,744/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$1,440,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,112
−HK$8,723/mo
▼ 0.25% · 3.875%
HK$143,439
−HK$4,396/mo
Today · 4.125%
HK$147,835
baseline
▲ 0.50% · 4.625%
HK$156,831
+HK$8,996/mo
Deposit HK$3.39M · loan HK$30.50M · min. income ≈ HK$295,670/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$1,440,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,760
−HK$8,362/mo
▼ 0.25% · 3.875%
HK$158,911
−HK$4,211/mo
Today · 4.125%
HK$163,122
baseline
▲ 0.50% · 4.625%
HK$171,720
+HK$8,598/mo
Deposit HK$3.39M · loan HK$30.50M · min. income ≈ HK$326,244/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$1,440,445 · Scale 2, in force from 26 Feb 2026)