LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,292
−HK$4,847/mo
▼ 0.25% · 3.875%
HK$79,697
−HK$2,442/mo
Today · 4.125%
HK$82,139
baseline
▲ 0.50% · 4.625%
HK$87,137
+HK$4,998/mo
Deposit HK$16.95M · loan HK$16.95M · min. income ≈ HK$164,278/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$1,440,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,987
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$88,293
−HK$2,339/mo
Today · 4.125%
HK$90,632
baseline
▲ 0.50% · 4.625%
HK$95,410
+HK$4,778/mo
Deposit HK$16.95M · loan HK$16.95M · min. income ≈ HK$181,264/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$1,440,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,751
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$95,636
−HK$2,931/mo
Today · 4.125%
HK$98,567
baseline
▲ 0.50% · 4.625%
HK$104,565
+HK$5,998/mo
Deposit HK$13.56M · loan HK$20.34M · min. income ≈ HK$197,134/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,440,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,184
−HK$5,575/mo
▼ 0.25% · 3.875%
HK$105,952
−HK$2,807/mo
Today · 4.125%
HK$108,759
baseline
▲ 0.50% · 4.625%
HK$114,492
+HK$5,733/mo
Deposit HK$13.56M · loan HK$20.34M · min. income ≈ HK$217,518/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,440,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,209
−HK$6,786/mo
▼ 0.25% · 3.875%
HK$111,575
−HK$3,420/mo
Today · 4.125%
HK$114,995
baseline
▲ 0.50% · 4.625%
HK$121,992
+HK$6,997/mo
Deposit HK$10.17M · loan HK$23.73M · min. income ≈ HK$229,990/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$1,440,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,382
−HK$6,503/mo
▼ 0.25% · 3.875%
HK$123,610
−HK$3,275/mo
Today · 4.125%
HK$126,885
baseline
▲ 0.50% · 4.625%
HK$133,574
+HK$6,689/mo
Deposit HK$10.17M · loan HK$23.73M · min. income ≈ HK$253,770/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$1,440,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,126
−HK$8,725/mo
▼ 0.25% · 3.875%
HK$143,454
−HK$4,397/mo
Today · 4.125%
HK$147,851
baseline
▲ 0.50% · 4.625%
HK$156,847
+HK$8,996/mo
Deposit HK$3.39M · loan HK$30.51M · min. income ≈ HK$295,702/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$1,440,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,776
−HK$8,362/mo
▼ 0.25% · 3.875%
HK$158,927
−HK$4,211/mo
Today · 4.125%
HK$163,138
baseline
▲ 0.50% · 4.625%
HK$171,738
+HK$8,600/mo
Deposit HK$3.39M · loan HK$30.51M · min. income ≈ HK$326,276/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$1,440,594 · Scale 2, in force from 26 Feb 2026)